Clarity Retirement & Wealth, LLC

CIK 0002103352 · Q1 2026

13F Equity AUM

$124.0M

+9.2% QoQ

Positions

-7 QoQ

AUM Rank

#9,247

Top 74%

Skill Alpha (FF)

—

No alpha data

Quarters Tracked

~0 years

Portfolio Concentration

Top 5: 60.0%Top 10: 83.2%Top 20: 97.8%

FBCG18.1%

CGDV15.5%

FENI10.6%

SPYM8.6%

FIGB7.3%

FBND6.9%

FDEM6.2%

HEFA4.1%

TFLR3.0%

FFSM2.8%

Others (16)16.8%

HHI (Herfindahl-Hirschman Index) measures portfolio concentration. Low (<1500) = diversified, Moderate (1500-2500), High (>2500) = concentrated bets.

Sector Allocation

Financial Services100.0%

Portfolio weight by GICS sector based on latest 13F filing. Sectors below 2% are grouped as “Other.”

Position Sizing

Positions: 26Median: 1.68%Avg: 3.85%

0–0.5%

5(1.5%)

0.5–1%

4(3.2%)

1–3%

8(14.9%)

3–5%

2(7.2%)

5%+

7(73.2%)

Count of positions per weight bucket — (%) = combined portfolio weight

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Portfolio Overlap

Shared: 25Unique: 1vs 20 funds

0.3%Low

Fund positions

7,299

Consensus CUSIPs

Jaccard similarity of this fund’s portfolio vs the consensus of top 20 funds by AUM. Low (<15%) = contrarian, Moderate (15-40%), High (>40%) = follows the crowd.

Most Similar Funds

Top 7 benchmark funds with highest portfolio overlap (Jaccard similarity)

JPMORGAN CHASE & CO

0.5%

BANK OF AMERICA CORP /DE/

0.4%

0.4%

0.6%

0.2%

0.1%

GEODE CAPITAL MANAGEMENT, LLC

Jaccard similarity per fund: shared CUSIPs / (fund A + fund B − shared). Higher values indicate more similar portfolios.

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Position Changes This Quarter

New5Increased13Decreased8Exited12

New Positions

FMUB2.7%

+67K

VTV1.1%

+7K

FLMI0.9%

+45K

RVNU0.7%

+36K

JMUB0.5%

+12K

Increased

CGDV15.5%

+101K(+29%)

FBCG18.1%

+87K(+24%)

FENI10.6%

+62K(+21%)

FDEM6.2%

+43K(+21%)

FFSM2.8%

+19K(+21%)

FIGB7.3%

+17K(+9%)

AGG1.2%

+12K(+415%)

HELO2.5%

+10K(+27%)

PHYL1.9%

+5K(+8%)

TFLR3.0%

+4K(+6%)

Decreased

ALLW0.9%

-50,657(-58%)

FBND6.9%

-33,583(-15%)

HEFA4.1%

-19,816(-14%)

SPTL0.8%

-16,088(-31%)

SPYM8.6%

-10,664(-7%)

NDQ0.2%

-200(-34%)

IVV1.5%

-170(-6%)

VTHR0.2%

-146(-17%)

Exited

-39,021

-42,858

-25,457

-5,686

-21,478

-1,499

-7,811

-6,886

-7,130

-2,772

Quarter-over-quarter changes compared to prior 13F filing. New = first appearance; Exited = no longer held.

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Holdings

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