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Strong institutional distribution: ownership decreased -13.76% quarter-over-quarter.
Data as of Q1 2026
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How management deployed cash over 10 years — and what it earned on reinvestment.
A reinvestment story — most cash went back into growth rather than to shareholders.
Reinvestment has been productive — operating income grew well per dollar put in. Current ROIC on all capital: 6%. Rough measure (includes maintenance capex).
Cash uses aggregated from the SEC cash-flow statement over 10 fiscal years. "Return on reinvestment" is a rough proxy — operating-income change ÷ cumulative CapEx + M&A — and includes maintenance capex. Educational — not a recommendation.
How much the company owes, how it's trended, and how comfortably it's serviced.
Green ≤ 1.5× · amber ≤ 3× · red > 3× (leverage relative to cash earnings).
Interest is easily covered by operating profit. Effective rate ~9.5% on $113M of debt.
Cash vs short-term debt unavailable.
Mostly long-term debt (balance-sheet current vs non-current split). A year-by-year maturity schedule wasn't disclosed for this issuer.
Debt, cash, interest and equity from the SEC balance sheet & income statement. Effective rate = interest ÷ average debt. Educational — not a recommendation.
Solve the discounted cash flow backwards, then stress-test the assumptions.
This company doesn't have positive free cash flow, so a reverse DCF can't be run.
Is the value real, and is the business safe? Academic scores + earnings quality + solvency, from SEC filings.
Safe > 2.99 · grey 1.81–2.99 · distress < 1.81
Eight indices comparing this year to last (receivables, margins, asset quality, growth, accruals, leverage). Above −1.78 suggests possible manipulation; below −2.22 is clean.
A screen, not proof — high growth alone can raise it.
Cash conversion lags reported earnings — watch accruals. Lower/negative accruals = higher quality (Sloan).
Comfortably covers interest; leverage falling year-over-year.
F-Score (0–9 fundamental momentum), Altman Z (distress risk), and Beneish M (earnings-manipulation screen) are academic models computed from the SEC filings. Screens and context — educational, not recommendations.
What the company returns to shareholders — and whether it's covered by cash.
No dividend to cover. Last year: $0 dividends + $0 buybacks = $0 returned on -$28M FCF.
Yields use the latest fiscal-year dividends/buybacks over current market cap. Dividends and buybacks from the SEC cash-flow statement; payout coverage vs net income and free cash flow. Educational — not a recommendation.
Total shares institutions bought (green) vs sold (red) each quarter across all holders.
Inferred from quarter-over-quarter change in each fund's 13F position (new stakes count as buys, exits as sells). Not tick-level trades.
EOD close · as of 2026-09-17
How a revenue dollar becomes profit — FY2025
Each value shows its share of revenue below it (common-size).
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $554.0M 100.0% | $532.4M 100.0% | $452.9M 100.0% | $405.4M 100.0% | $538.2M 100.0% | $582.8M 100.0% | $506.2M 100.0% | $251.4M 100.0% | $190.7M 100.0% | $193.3M 100.0% |
| Cost of Revenue | $1.3M 0.2% | $1.8M 0.3% | $1.8M 0.4% | $1.6M 0.4% | $2.0M 0.4% | $4.1M 0.7% | $2.7M 0.5% | $1.2M 0.5% | $582K 0.3% | $862K 0.4% |
| Gross Profit | $240.8M 43.5% | $208.5M 39.2% | $159.2M 35.2% | — | — | — | — | — | — | — |
| Research & Development | $13.8M 2.5% | $12.4M 2.3% | $13.7M 3.0% | $12.1M 3.0% | $10.4M 1.9% | $9.1M 1.6% | $8.1M 1.6% | $6.9M 2.7% | $7.6M 4.0% | $8.9M 4.6% |
| Selling, General & Admin | $89.6M 16.2% | $89.8M 16.9% | $99.4M 21.9% | $71.8M 17.7% | $75.7M 14.1% | $76.5M 13.1% | $64.2M 12.7% | $45.8M 18.2% | $40.0M 21.0% | $35.2M 18.2% |
| Total Operating Expenses | $487.5M 88.0% | $508.8M 95.6% | $481.9M 106.4% | $508.1M 125.3% | $663.8M 123.3% | $529.5M 90.9% | $424.8M 83.9% | $248.8M 99.0% | $200.2M 105.0% | $190.5M 98.5% |
| Operating Income | $66.5M 12.0% | $23.6M 4.4% | -$29.1M -6.4% | -$102.7M -25.3% | -$125.6M -23.3% | $53.3M 9.1% | $81.4M 16.1% | $2.6M 1.0% | -$9.5M -5.0% | $2.8M 1.5% |
| Interest Expense | $10.8M 1.9% | $11.2M 2.1% | $11.0M 2.4% | $7.6M 1.9% | $845K 0.2% | — | — | — | — | — |
| Other Income (Expense), net | $3.0M 0.5% | $6.9M 1.3% | $9.5M 2.1% | $4.0M 1.0% | $1.6M 0.3% | $666K 0.1% | $2.1M 0.4% | $755K 0.3% | $1.2M 0.6% | $1.1M 0.6% |
| Pretax Income | $58.7M 10.6% | $19.3M 3.6% | -$30.6M -6.8% | -$106.4M -26.2% | -$124.9M -23.2% | $54.0M 9.3% | $83.5M 16.5% | $3.3M 1.3% | -$8.3M -4.3% | $4.0M 2.1% |
| Income Tax Expense | $18.7M 3.4% | $9.3M 1.7% | -$2.4M -0.5% | -$17.7M -4.4% | -$20.5M -3.8% | $8.5M 1.5% | $16.6M 3.3% | $3.1M 1.2% | -$33.7M -17.7% | $3.7M 1.9% |
| Net Income | $40.0M 7.2% | $10.1M 1.9% | -$28.2M -6.2% | -$88.7M -21.9% | -$104.4M -19.4% | $45.5M 7.8% | $66.9M 13.2% | $241K 0.1% | $25.4M 13.3% | $304K 0.2% |
| Per Share | ||||||||||
| EPS (Basic) | $-0.34 | $-1.19 | $-2.37 | $-4.36 | $-4.59 | $1.75 | $2.90 | $0.01 | $1.37 | $0.02 |
| EPS (Diluted) | $-0.34 | $-1.19 | $-2.37 | $-4.36 | $-4.59 | $1.68 | $2.73 | $0.01 | $1.33 | $0.02 |
| Weighted Avg Shares (Basic) | 30.5M | 29.3M | 28.0M | 27.4M | 26.8M | 26.0M | 23.1M | 19.3M | 18.5M | 18.3M |
| Weighted Avg Shares (Diluted) | 30.5M | 29.3M | 28.0M | 27.4M | 26.8M | 27.0M | 24.5M | 20.4M | 19.0M | 18.3M |
Source: SEC EDGAR XBRL filings (annual, fiscal year). Quarterly flow items are derived from cumulative filings; balance-sheet figures are as-of each period end. Ratios and margins are computed, not reported.
Top 40 institutional holders — bubble size is position value, color is the move since last quarter. Hover any holder for detail.
Drag any bubble to rearrange · size = dollar value of the position
Total return (dividends reinvested) vs the market, from quarter-end prices.
Above 0 = ahead of the S&P 500 since the window start; below 0 = behind. Rising means it's pulling ahead.
How far the stock fell below its prior peak. Deeper, longer drawdowns = a rougher ride to the same return.
Quarter-end, dividend-adjusted (total return). Beta & volatility from quarterly returns (annualized). Benchmark is the S&P 500 (SPY total return). Annual returns compound the quarters ending in each calendar year; the first and last years in a window may be partial. Past performance doesn't predict future results.
EOD close · as of 2026-09-17
Where each multiple sits in its own 14-yr range · 0th pct blended
Dot = today · shaded = middle 50% · line = median. Lower percentile = cheaper vs its own 14-yr history.
Is the profit real, and how strong is the balance sheet?
FY2025 · every deduction from revenue to net income
DuPont — the three levers
Watch the leverage lever — a chunk of ROE comes from the balance sheet.
What the company owes vs. what it holds
Year-by-year maturities aren't in SEC companyfacts (footnote-only), so this shows the debt/cash structure and net leverage instead.
Latest year: profit growth vs revenue growth
High operating leverage: profit moved 44.9× as fast as sales — great in an upturn, painful in a downturn.
Each line as % of revenue — the trend in color
| % of revenue | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|
| Cost of Revenue | 0.5 | 0.5 | 0.7 | 0.4 | 0.4 | 0.4 | 0.3 | 0.2 |
| Gross Profit | — | — | — | — | — | 35.2 | 39.2 | 43.5 |
| R&D | 2.7 | 1.6 | 1.6 | 1.9 | 3.0 | 3.0 | 2.3 | 2.5 |
| SG&A | 18.2 | 12.7 | 13.1 | 14.1 | 17.7 | 21.9 | 16.9 | 16.2 |
| Operating Income | 1.0 | 16.1 | 9.1 | -23.3 | -25.3 | -6.4 | 4.4 | 12.0 |
| Income Tax | 1.2 | 3.3 | 1.5 | -3.8 | -4.4 | -0.5 | 1.7 | 3.4 |
| Net Income | 0.1 | 13.2 | 7.8 | -19.4 | -21.9 | -6.2 | 1.9 | 7.2 |
Green = margin-favorable vs the row's own range · red = unfavorable.
The metrics that matter, over time
A 30-second read on EHTH: price, valuation, headline fundamentals, and an auto-generated scorecard from SEC filings. Flags are rule-based signals, not recommendations.
Ranked against 838 sector peers with collected financials. Valuation from latest close × latest fiscal-year fundamentals; 13F conviction as of 2026-03-31.
Percentile is “goodness” within the peer set (100 = best). For valuation and leverage that means cheaper / less-levered ranks higher.
| Company | Mkt cap ▼ | P/E | EV/EBITDA | P/S | Rev gr | Gross | Net | ROE | ROIC | Net D/EBITDA | 13F |
|---|---|---|---|---|---|---|---|---|---|---|---|
| JPM | $941.8B | 17.4× | — | 5.2× | 2.8% | — | 31.3% | 15.7% | 13.4% | — | 4,823 |
| V | $694.5B | — | — | 17.4× | 11.3% | — | 50.1% | 52.9% | 31.8% | — | 4,229 |
| MA | $512.0B | 34.3× | — | 15.6× | 16.4% | — | 45.6% | 193% | 56.0% | — | 3,430 |
| BAC | $419.6B | 15.3× | — | 3.7× | 6.8% | — | 27.0% | 10.1% | 4.9% | — | 3,337 |
| GS | $282.1B | 18.5× | — | — | — | — | — | 13.7% | 3.6% | — | 2,857 |
| WFC | $268.7B | 13.9× | — | — | — | — | — | 11.8% | 5.7% | — | 2,691 |
| AXP | $213.5B | 20.2× | — | 5.2× | 6.4% | — | 26.2% | 32.4% | 11.9% | — | 2,787 |
| TYFG | $191.9B | 14.2× | — | 11135.5× | 10.2% | — | 79.3% | 8.7% | 8.7% | — | 1 |
| SCHW | $188.8B | 22.5× | — | 7.9× | 22.0% | — | 37.0% | 17.9% | 17.9% | — | 2,225 |
| HDB | $173.4B | 21.8× | — | 6.8× | 15.2% | — | 30.8% | 8.8% | 4.5% | — | 570 |
| UBS | $169.2B | — | — | — | — | — | — | — | — | — | 660 |
| BLK | $163.4B | 29.9× | — | 6.8× | 89.3% | — | 22.9% | 9.9% | 8.1% | — | 2,196 |
| GLD | $134.4B | — | — | — | — | — | — | — | — | — | 3,072 |
| CB | $133.7B | 13.3× | — | 2.3× | 6.5% | — | 17.4% | 14.0% | 11.3% | — | 2,002 |
| PGR | $126.8B | 11.3× | — | 1.4× | 16.3% | — | 12.9% | 37.3% | 37.3% | — | 1,685 |
| SPGI | $120.7B | 27.6× | 17.3× | 7.9× | 7.9% | 70.2% | 29.2% | 14.4% | 10.1% | 1.7× | 2,005 |
| HOOD | $97.6B | 53.6× | — | 21.8× | 51.6% | — | 42.1% | 20.6% | 20.6% | — | 1,230 |
| CME | $97.5B | 24.3× | — | 15.0× | 6.4% | — | 62.5% | 14.2% | 14.2% | — | 1,699 |
| USB | $96.4B | 13.0× | — | 3.4× | 4.4% | — | 26.4% | 11.6% | 9.2% | — | 1,901 |
| BX | $93.9B | 32.4× | — | 6.5× | 9.2% | — | 20.9% | 34.8% | 14.2% | — | 2,037 |
| PNC | $91.9B | 14.0× | — | 4.0× | 7.2% | — | 30.3% | 11.5% | 5.9% | — | 1,839 |
| AMUB | $89.8B | — | — | — | — | — | — | — | — | — | 7 |
| KKR | $87.5B | — | — | 4.5× | -11.0% | — | 12.2% | 7.7% | 7.7% | — | 1,216 |
| ICE | $86.9B | 26.6× | 20.6× | 6.9× | 7.5% | — | 26.2% | 11.5% | 6.8% | 3.8× | 1,641 |
| MRSH | $84.7B | 20.7× | 15.4× | 3.1× | 10.3% | — | 15.4% | 27.2% | 11.9% | 3.0× | 1,471 |
| EHTH | $26M | — | 1.0× | 0.1× | 4.1% | 43.5% | 7.2% | 6.8% | 5.7% | 1.7× | 104 |
Peers = companies sharing EHTH's sector (Financial Services) with collected SEC financials. Multiples use the most recent end-of-day close and latest fiscal-year fundamentals (trailing, not forward). Missing cells mean the peer never reported that line item, has no collected price, or has a non-positive denominator. Not investment advice.