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Held by 209 of 5,944 reporting institutions (92th percentile) — extremely crowded.
Data as of Q1 2026
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Total shares institutions bought (green) vs sold (red) each quarter across all holders.
Inferred from quarter-over-quarter change in each fund's 13F position (new stakes count as buys, exits as sells). Not tick-level trades.
Solve the discounted cash flow backwards, then stress-test the assumptions.
To be worth $46.87 today, the market must believe free cash flow compounds 0.5%/yr for a decade (off $98M normalized FCF).
The market's 0.5% is more conservative than its 7-yr track record.
2-stage DCF · 0.02B shares · net debt $0
mean -129.9% · volatility σ 262% · implied rate exceeded in 1/3 yrs
Central path = implied 0.5%/yr growth; shaded band = ±1σ (262%) of this company's historical FCF volatility, widening with time. The wider the band, the less certain the growth.
Reverse DCF: rather than guessing a fair value, we solve for the growth the current price implies, then you stress-test the assumptions. Enterprise value of the FCF stream, less net debt, ÷ shares. Educational — not a recommendation.
Is the value real, and is the business safe? Academic scores + earnings quality + solvency, from SEC filings.
4/8 of the 9 checks — 1 couldn't be scored (see above), so the score is out of the 8 with data.
Insufficient balance-sheet detail (needs retained earnings, working capital, equity).
Eight indices comparing this year to last (receivables, margins, asset quality, growth, accruals, leverage). Above −1.78 suggests possible manipulation; below −2.22 is clean.
A screen, not proof — high growth alone can raise it.
Earnings are backed by cash (FCF ≥ net income) — high quality. Lower/negative accruals = higher quality (Sloan).
Coverage data unavailable.
F-Score (0–9 fundamental momentum), Altman Z (distress risk), and Beneish M (earnings-manipulation screen) are academic models computed from the SEC filings. Screens and context — educational, not recommendations.
What the company returns to shareholders — and whether it's covered by cash.
The dividend is comfortably covered — only 13% of free cash flow, leaving room to grow it and fund buybacks. Last year: $19M dividends + $0 buybacks = $19M returned on $142M FCF.
Yields use the latest fiscal-year dividends/buybacks over current market cap. Dividends and buybacks from the SEC cash-flow statement; payout coverage vs net income and free cash flow. Educational — not a recommendation.
How management deployed cash over 10 years — and what it earned on reinvestment.
A balanced mix of reinvestment and shareholder returns.
Insufficient data. Current ROIC on all capital: 3%. Rough measure (includes maintenance capex).
Cash uses aggregated from the SEC cash-flow statement over 10 fiscal years. "Return on reinvestment" is a rough proxy — operating-income change ÷ cumulative CapEx + M&A — and includes maintenance capex. Educational — not a recommendation.
How much the company owes, how it's trended, and how comfortably it's serviced.
Insufficient EBITDA/debt history.
Green ≤ 1.5× · amber ≤ 3× · red > 3× (leverage relative to cash earnings).
Interest expense isn't separately reported — often netted into “other income (expense), net.”
Cash vs short-term debt unavailable.
Short-term / long-term split not separately reported.
Debt, cash, interest and equity from the SEC balance sheet & income statement. Effective rate = interest ÷ average debt. Educational — not a recommendation.
EOD close · as of 2026-09-17
No material risks flagged.
Where each multiple sits in its own 12-yr range · 100th pct blended
Dot = today · shaded = middle 50% · line = median. Lower percentile = cheaper vs its own 12-yr history.
Is the profit real, and how strong is the balance sheet?
FY2025 · every deduction from revenue to net income
DuPont — the three levers
Watch the leverage lever — a chunk of ROE comes from the balance sheet.
What the company owes vs. what it holds
Year-by-year maturities aren't in SEC companyfacts (footnote-only), so this shows the debt/cash structure and net leverage instead.
Latest year: profit growth vs revenue growth
Operating leverage needs meaningful revenue change.
Each line as % of revenue — the trend in color
| % of revenue | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|
| Cost of Revenue | 99.6 | 99.3 | 98.8 | 97.2 | 96.8 | 96.8 | 98.2 | 98.1 |
| Gross Profit | 0.4 | 0.7 | 1.2 | 2.8 | 3.2 | 3.2 | 1.8 | 1.9 |
| SG&A | 0.4 | 0.7 | 0.7 | 0.6 | 0.9 | 0.9 | 0.9 | 1.3 |
| Income Tax | 0.0 | 0.0 | 0.1 | 0.4 | 0.4 | 0.5 | 0.1 | 0.0 |
| Net Income | — | 0.0 | 0.6 | 2.1 | 1.6 | 1.7 | 0.7 | 0.2 |
Green = margin-favorable vs the row's own range · red = unfavorable.
The metrics that matter, over time
A 30-second read on GOLD: price, valuation, headline fundamentals, and an auto-generated scorecard from SEC filings. Flags are rule-based signals, not recommendations.
EOD close · as of 2026-09-17
How a revenue dollar becomes profit — FY2025
Each value shows its share of revenue below it (common-size).
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $10.98B 100.0% | $9.70B 100.0% | $9.29B 100.0% | $8.16B 100.0% | $7.61B 100.0% | $5.46B 100.0% | $4.78B 100.0% | $7.61B 100.0% | $6.99B 100.0% | $6.78B 100.0% |
| Cost of Revenue | $10.77B 98.1% | $9.53B 98.2% | $8.99B 96.8% | $7.90B 96.8% | $7.40B 97.2% | $5.39B 98.8% | $4.75B 99.3% | $7.58B 99.6% | $6.96B 99.6% | $6.75B 99.5% |
| Cost of Products | — | — | — | — | — | — | — | $7.58B 99.6% | $6.96B 99.6% | $6.75B 99.5% |
| Gross Profit | $210.9M 1.9% | $173.3M 1.8% | $294.7M 3.2% | $261.8M 3.2% | $210.2M 2.8% | $67.0M 1.2% | $32.0M 0.7% | $29.4M 0.4% | $31.3M 0.4% | $34.5M 0.5% |
| Selling, General & Admin | $139.2M 1.3% | $89.8M 0.9% | $85.3M 0.9% | $76.6M 0.9% | $48.0M 0.6% | $36.8M 0.7% | $32.5M 0.7% | $33.4M 0.4% | $23.3M 0.3% | $22.2M 0.3% |
| Interest Expense | $46.2M 0.4% | $39.5M 0.4% | $31.5M 0.3% | $22.0M 0.3% | $19.9M 0.3% | $18.9M 0.3% | $17.1M 0.4% | $13.9M 0.2% | $10.1M 0.1% | $6.3M 0.1% |
| Interest & Investment Income | $25.9M 0.2% | $27.2M 0.3% | $22.2M 0.2% | $21.8M 0.3% | $18.5M 0.2% | $21.2M 0.4% | $19.3M 0.4% | $16.1M 0.2% | $12.6M 0.2% | $8.8M 0.1% |
| Other Income (Expense), net | $2.0M 0.0% | $2.1M 0.0% | $2.7M 0.0% | $2.0M 0.0% | $1.1M 0.0% | $348K 0.0% | $1.7M 0.0% | $954K 0.0% | $298K 0.0% | $701K 0.0% |
| Pretax Income | $21.3M 0.2% | $82.8M 0.9% | $203.2M 2.2% | $166.4M 2.0% | $192.8M 2.5% | $37.9M 0.7% | $3.3M 0.1% | -$3.4M -0.0% | $10.8M 0.2% | $15.6M 0.2% |
| Income Tax Expense | $5.4M 0.0% | $13.7M 0.1% | $46.4M 0.5% | $33.3M 0.4% | $31.9M 0.4% | $6.4M 0.1% | $1.0M 0.0% | $8K 0.0% | $3.7M 0.1% | $6.3M 0.1% |
| Net Income | $17.3M 0.2% | $68.5M 0.7% | $156.4M 1.7% | $132.5M 1.6% | $159.6M 2.1% | $30.5M 0.6% | $2.2M 0.0% | — | — | — |
| Per Share | ||||||||||
| EPS (Basic) | $0.73 | $2.97 | $6.68 | $5.81 | $9.57 | $4.34 | $0.32 | $-0.48 | $1.01 | $1.33 |
| EPS (Diluted) | $0.71 | $2.84 | $6.34 | $5.45 | $8.90 | $4.31 | $0.31 | $-0.48 | $1.00 | $1.30 |
| Weighted Avg Shares (Basic) | 23.6M | 23.1M | 23.4M | 22.8M | 16.7M | 7.0M | 7.0M | 7.0M | 7.0M | 7.0M |
| Weighted Avg Shares (Diluted) | 24.4M | 24.1M | 24.6M | 24.3M | 17.9M | 7.1M | 7.1M | 7.0M | 7.1M | 7.1M |
Source: SEC EDGAR XBRL filings (annual, fiscal year). Quarterly flow items are derived from cumulative filings; balance-sheet figures are as-of each period end. Ratios and margins are computed, not reported.
Top 40 institutional holders — bubble size is position value, color is the move since last quarter. Hover any holder for detail.
Drag any bubble to rearrange · size = dollar value of the position
Total return (dividends reinvested) vs the market, from quarter-end prices.
Above 0 = ahead of the S&P 500 since the window start; below 0 = behind. Rising means it's pulling ahead.
How far the stock fell below its prior peak. Deeper, longer drawdowns = a rougher ride to the same return.
Quarter-end, dividend-adjusted (total return). Beta & volatility from quarterly returns (annualized). Benchmark is the S&P 500 (SPY total return). Annual returns compound the quarters ending in each calendar year; the first and last years in a window may be partial. Past performance doesn't predict future results.
Ranked against 838 sector peers with collected financials. Valuation from latest close × latest fiscal-year fundamentals; 13F conviction as of 2026-03-31.
Percentile is “goodness” within the peer set (100 = best). For valuation and leverage that means cheaper / less-levered ranks higher.
| Company | Mkt cap ▼ | P/E | EV/EBITDA | P/S | Rev gr | Gross | Net | ROE | ROIC | Net D/EBITDA | 13F |
|---|---|---|---|---|---|---|---|---|---|---|---|
| JPM | $940.8B | 17.4× | — | 5.2× | 2.8% | — | 31.3% | 15.7% | 13.4% | — | 4,823 |
| V | $692.5B | — | — | 17.3× | 11.3% | — | 50.1% | 52.9% | 31.8% | — | 4,229 |
| MA | $513.8B | 34.4× | — | 15.7× | 16.4% | — | 45.6% | 193% | 56.0% | — | 3,430 |
| BAC | $417.6B | 15.2× | — | 3.7× | 6.8% | — | 27.0% | 10.1% | 4.9% | — | 3,337 |
| GS | $278.1B | 18.3× | — | — | — | — | — | 13.7% | 3.6% | — | 2,857 |
| WFC | $269.2B | 13.9× | — | — | — | — | — | 11.8% | 5.7% | — | 2,691 |
| AXP | $214.3B | 20.3× | — | 5.2× | 6.4% | — | 26.2% | 32.4% | 11.9% | — | 2,787 |
| TYFG | $191.9B | 14.2× | — | 11135.5× | 10.2% | — | 79.3% | 8.7% | 8.7% | — | 1 |
| SCHW | $189.7B | 22.6× | — | 7.9× | 22.0% | — | 37.0% | 17.9% | 17.9% | — | 2,225 |
| HDB | $171.3B | 21.5× | — | 6.7× | 15.2% | — | 30.8% | 8.8% | 4.5% | — | 570 |
| UBS | $168.5B | — | — | — | — | — | — | — | — | — | 660 |
| BLK | $160.8B | 29.4× | — | 6.6× | 89.3% | — | 22.9% | 9.9% | 8.1% | — | 2,196 |
| CB | $133.6B | 13.3× | — | 2.3× | 6.5% | — | 17.4% | 14.0% | 11.3% | — | 2,002 |
| GLD | $132.1B | — | — | — | — | — | — | — | — | — | 3,072 |
| PGR | $127.2B | 11.3× | — | 1.4× | 16.3% | — | 12.9% | 37.3% | 37.3% | — | 1,685 |
| SPGI | $121.5B | 27.8× | 17.4× | 7.9× | 7.9% | 70.2% | 29.2% | 14.4% | 10.1% | 1.7× | 2,005 |
| CME | $98.0B | 24.4× | — | 15.0× | 6.4% | — | 62.5% | 14.2% | 14.2% | — | 1,699 |
| USB | $95.6B | 12.9× | — | 3.3× | 4.4% | — | 26.4% | 11.6% | 9.2% | — | 1,901 |
| HOOD | $92.8B | 50.9× | — | 20.7× | 51.6% | — | 42.1% | 20.6% | 20.6% | — | 1,230 |
| BX | $92.4B | 31.9× | — | 6.4× | 9.2% | — | 20.9% | 34.8% | 14.2% | — | 2,037 |
| PNC | $91.7B | 13.9× | — | 4.0× | 7.2% | — | 30.3% | 11.5% | 5.9% | — | 1,839 |
| AMUB | $88.9B | — | — | — | — | — | — | — | — | — | 7 |
| ICE | $87.4B | 26.7× | 20.7× | 6.9× | 7.5% | — | 26.2% | 11.5% | 6.8% | 3.8× | 1,641 |
| KKR | $86.3B | — | — | 4.4× | -11.0% | — | 12.2% | 7.7% | 7.7% | — | 1,216 |
| MRSH | $85.7B | 21.0× | 15.6× | 3.2× | 10.3% | — | 15.4% | 27.2% | 11.9% | 3.0× | 1,471 |
| GOLD | $1.2B | 65.9× | — | 0.1× | 13.2% | 1.9% | 0.2% | 2.7% | 2.7% | — | 209 |
Peers = companies sharing GOLD's sector (Financial Services) with collected SEC financials. Multiples use the most recent end-of-day close and latest fiscal-year fundamentals (trailing, not forward). Missing cells mean the peer never reported that line item, has no collected price, or has a non-positive denominator. Not investment advice.