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Strong institutional distribution: ownership decreased -5.44% quarter-over-quarter.
Data as of Q1 2026
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Total shares institutions bought (green) vs sold (red) each quarter across all holders.
Inferred from quarter-over-quarter change in each fund's 13F position (new stakes count as buys, exits as sells). Not tick-level trades.
Solve the discounted cash flow backwards, then stress-test the assumptions.
To be worth $3.06 today, the market must believe free cash flow compounds -3.6%/yr for a decade (off $2M normalized FCF).
2-stage DCF · 0.01B shares · net debt -$25M
mean -69.0% · volatility σ 106% · implied rate exceeded in 1/6 yrs
Central path = implied -3.6%/yr growth; shaded band = ±1σ (106%) of this company's historical FCF volatility, widening with time. The wider the band, the less certain the growth.
Reverse DCF: rather than guessing a fair value, we solve for the growth the current price implies, then you stress-test the assumptions. Enterprise value of the FCF stream, less net debt, ÷ shares. Educational — not a recommendation.
Is the value real, and is the business safe? Academic scores + earnings quality + solvency, from SEC filings.
2/7 of the 9 checks — 2 couldn't be scored (see above), so the score is out of the 7 with data.
Safe > 2.99 · grey 1.81–2.99 · distress < 1.81
Needs granular two-year detail (receivables, PP&E, D&A, SG&A) — not fully reported.
Cash-conversion data unavailable. Lower/negative accruals = higher quality (Sloan).
Coverage data unavailable.
F-Score (0–9 fundamental momentum), Altman Z (distress risk), and Beneish M (earnings-manipulation screen) are academic models computed from the SEC filings. Screens and context — educational, not recommendations.
What the company returns to shareholders — and whether it's covered by cash.
Free-cash-flow coverage unavailable. Last year: $1M dividends + $2M buybacks = $3M returned on -$829000 FCF.
1 consecutive years of dividend increases · 10%/yr.
Yields use the latest fiscal-year dividends/buybacks over current market cap. Dividends and buybacks from the SEC cash-flow statement; payout coverage vs net income and free cash flow. Educational — not a recommendation.
How management deployed cash over 10 years — and what it earned on reinvestment.
A cash-return story — far more went to shareholders than back into the business (mature, low-reinvestment).
Reinvestment has been productive — operating income grew well per dollar put in. Current ROIC on all capital: -1%. Rough measure (includes maintenance capex).
Cash uses aggregated from the SEC cash-flow statement over 10 fiscal years. "Return on reinvestment" is a rough proxy — operating-income change ÷ cumulative CapEx + M&A — and includes maintenance capex. Educational — not a recommendation.
How much the company owes, how it's trended, and how comfortably it's serviced.
Insufficient EBITDA/debt history.
Green ≤ 1.5× · amber ≤ 3× · red > 3× (leverage relative to cash earnings).
Interest is easily covered by operating profit. Interest last disclosed in FY2023 (no longer broken out).
Cash vs short-term debt unavailable.
Short-term / long-term split not separately reported.
Debt, cash, interest and equity from the SEC balance sheet & income statement. Effective rate = interest ÷ average debt. Educational — not a recommendation.
Top 37 institutional holders — bubble size is position value, color is the move since last quarter. Hover any holder for detail.
Drag any bubble to rearrange · size = dollar value of the position
EOD close · as of 2026-09-18
How a revenue dollar becomes profit — FY2025
Each value shows its share of revenue below it (common-size).
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $8.5M 100.0% | $11.0M 100.0% | $15.1M 100.0% | $24.7M 100.0% | $21.7M 100.0% | $4.5M 100.0% | $3.5M 100.0% | $6.3M 100.0% | $6.8M 100.0% | — |
| Selling, General & Admin | $5.8M 68.6% | $6.1M 55.2% | $6.1M 40.6% | $6.9M 28.0% | $5.7M 26.3% | $3.7M 81.8% | $2.9M 84.4% | $3.9M 61.7% | $3.5M 51.7% | $4.2M |
| Total Operating Expenses | $11.4M 135.3% | $11.5M 104.4% | $11.5M 76.6% | $13.6M 55.0% | $13.5M 62.3% | $6.9M 153.7% | $6.2M 179.7% | $8.5M 136.5% | $7.6M 112.9% | $9.7M |
| Operating Income | -$3.0M -35.3% | -$480K -4.4% | $3.5M 23.4% | $11.1M 45.0% | $8.2M 37.7% | -$2.4M -53.7% | -$2.8M -79.7% | -$2.3M -36.5% | -$873K -12.9% | -$4.2M |
| Interest Expense | — | — | $4K 0.0% | $0 0.0% | — | $1K 0.0% | — | — | — | — |
| Other Income (Expense), net | $2.7M 32.2% | $2.4M 21.8% | $558K 3.7% | -$6.1M -24.9% | $29.3M 135.2% | -$2.2M -50.0% | -$1.5M -43.7% | $3.2M 50.7% | $346K 5.1% | $485K |
| Pretax Income | -$262K -3.1% | $1.9M 17.4% | $4.1M 27.1% | $5.0M 20.1% | $37.4M 172.9% | -$4.6M -103.6% | -$4.3M -123.4% | $886K 14.2% | -$527K -7.8% | -$3.7M |
| Income Tax Expense | $72K 0.9% | $582K 5.3% | $934K 6.2% | $1.5M 6.2% | $5.5M 25.3% | -$175K -3.9% | -$977K -28.2% | $197K 3.1% | $17K 0.3% | -$6K |
| Net Income | -$334K -4.0% | $1.3M 12.1% | $3.1M 20.9% | $3.4M 13.9% | $32.0M 147.6% | -$4.7M -104.6% | -$3.4M -97.9% | $647K 10.3% | -$513K -7.6% | -$3.7M |
| Per Share | ||||||||||
| EPS (Basic) | $-0.03 | $0.09 | $0.22 | $0.23 | $2.12 | $-0.31 | $-0.22 | $0.04 | $-0.03 | $-0.24 |
| EPS (Diluted) | $-0.03 | $0.09 | $0.22 | $0.23 | $2.12 | $-0.31 | $-0.22 | $0.04 | $-0.03 | $-0.24 |
| Weighted Avg Shares (Basic) | 13.3M | 14.2M | 14.6M | 15.0M | 15.1M | 15.1M | 15.1M | 15.2M | 15.2M | 15.3M |
| Weighted Avg Shares (Diluted) | 13.3M | 14.2M | 14.6M | 15.0M | 15.1M | 15.1M | 15.1M | 15.2M | 15.2M | 15.3M |
Source: SEC EDGAR XBRL filings (annual, fiscal year). Quarterly flow items are derived from cumulative filings; balance-sheet figures are as-of each period end. Ratios and margins are computed, not reported.
Total return (dividends reinvested) vs the market, from quarter-end prices.
Above 0 = ahead of the S&P 500 since the window start; below 0 = behind. Rising means it's pulling ahead.
How far the stock fell below its prior peak. Deeper, longer drawdowns = a rougher ride to the same return.
Quarter-end, dividend-adjusted (total return). Beta & volatility from quarterly returns (annualized). Benchmark is the S&P 500 (SPY total return). Annual returns compound the quarters ending in each calendar year; the first and last years in a window may be partial. Past performance doesn't predict future results.
Ranked against 838 sector peers with collected financials. Valuation from latest close × latest fiscal-year fundamentals; 13F conviction as of 2026-03-31.
Percentile is “goodness” within the peer set (100 = best). For valuation and leverage that means cheaper / less-levered ranks higher.
| Company | Mkt cap ▼ | P/E | EV/EBITDA | P/S | Rev gr | Gross | Net | ROE | ROIC | Net D/EBITDA | 13F |
|---|---|---|---|---|---|---|---|---|---|---|---|
| JPM | $942.8B | 17.5× | — | 5.2× | 2.8% | — | 31.3% | 15.7% | 13.4% | — | 4,823 |
| V | $691.4B | — | — | 17.3× | 11.3% | — | 50.1% | 52.9% | 31.8% | — | 4,229 |
| MA | $511.5B | 34.2× | — | 15.6× | 16.4% | — | 45.6% | 193% | 56.0% | — | 3,430 |
| BAC | $416.4B | 15.2× | — | 3.7× | 6.8% | — | 27.0% | 10.1% | 4.9% | — | 3,337 |
| GS | $279.3B | 18.4× | — | — | — | — | — | 13.7% | 3.6% | — | 2,857 |
| WFC | $266.3B | 13.8× | — | — | — | — | — | 11.8% | 5.7% | — | 2,691 |
| AXP | $213.7B | 20.3× | — | 5.2× | 6.4% | — | 26.2% | 32.4% | 11.9% | — | 2,787 |
| TYFG | $191.9B | 14.2× | — | 11135.5× | 10.2% | — | 79.3% | 8.7% | 8.7% | — | 1 |
| SCHW | $189.9B | 22.6× | — | 7.9× | 22.0% | — | 37.0% | 17.9% | 17.9% | — | 2,225 |
| HDB | $177.2B | 22.3× | — | 6.9× | 15.2% | — | 30.8% | 8.8% | 4.5% | — | 570 |
| UBS | $169.4B | — | — | — | — | — | — | — | — | — | 660 |
| BLK | $165.9B | 30.3× | — | 6.8× | 89.3% | — | 22.9% | 9.9% | 8.1% | — | 2,196 |
| GLD | $135.3B | — | — | — | — | — | — | — | — | — | 3,072 |
| CB | $133.2B | 13.3× | — | 2.2× | 6.5% | — | 17.4% | 14.0% | 11.3% | — | 2,002 |
| PGR | $125.2B | 11.1× | — | 1.4× | 16.3% | — | 12.9% | 37.3% | 37.3% | — | 1,685 |
| SPGI | $121.1B | 27.6× | 17.3× | 7.9× | 7.9% | 70.2% | 29.2% | 14.4% | 10.1% | 1.7× | 2,005 |
| HOOD | $106.5B | 58.5× | — | 23.8× | 51.6% | — | 42.1% | 20.6% | 20.6% | — | 1,230 |
| CME | $99.3B | 24.7× | — | 15.2× | 6.4% | — | 62.5% | 14.2% | 14.2% | — | 1,699 |
| USB | $96.1B | 13.0× | — | 3.4× | 4.4% | — | 26.4% | 11.6% | 9.2% | — | 1,901 |
| BX | $93.6B | 32.3× | — | 6.5× | 9.2% | — | 20.9% | 34.8% | 14.2% | — | 2,037 |
| PNC | $92.3B | 14.1× | — | 4.0× | 7.2% | — | 30.3% | 11.5% | 5.9% | — | 1,839 |
| AMUB | $89.5B | — | — | — | — | — | — | — | — | — | 7 |
| ICE | $88.2B | 26.9× | 20.9× | 7.0× | 7.5% | — | 26.2% | 11.5% | 6.8% | 3.8× | 1,641 |
| KKR | $88.1B | — | — | 4.5× | -11.0% | — | 12.2% | 7.7% | 7.7% | — | 1,216 |
| MRSH | $84.9B | 20.8× | 15.5× | 3.1× | 10.3% | — | 15.4% | 27.2% | 11.9% | 3.0× | 1,471 |
| GROW | $41M | — | — | 4.8× | -23.1% | — | -4.0% | -0.7% | -0.7% | — | 35 |
Peers = companies sharing GROW's sector (Financial Services) with collected SEC financials. Multiples use the most recent end-of-day close and latest fiscal-year fundamentals (trailing, not forward). Missing cells mean the peer never reported that line item, has no collected price, or has a non-positive denominator. Not investment advice.
EOD close · as of 2026-09-18
No standout strengths flagged.
Where each multiple sits in its own 14-yr range · 65th pct blended
Dot = today · shaded = middle 50% · line = median. Lower percentile = cheaper vs its own 14-yr history.
Is the profit real, and how strong is the balance sheet?
FY2025 · every deduction from revenue to net income
DuPont — the three levers
Watch the leverage lever — a chunk of ROE comes from the balance sheet.
What the company owes vs. what it holds
Year-by-year maturities aren't in SEC companyfacts (footnote-only), so this shows the debt/cash structure and net leverage instead.
Latest year: profit growth vs revenue growth
Profit and sales moved in opposite directions this year.
Each line as % of revenue — the trend in color
| % of revenue | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|
| SG&A | 61.7 | 84.4 | 81.8 | 26.3 | 28.0 | 40.6 | 55.2 | 68.6 |
| Operating Income | -36.5 | -79.7 | -53.7 | 37.7 | 45.0 | 23.4 | -4.4 | -35.3 |
| Income Tax | 3.1 | -28.2 | -3.9 | 25.3 | 6.2 | 6.2 | 5.3 | 0.9 |
| Net Income | 10.3 | -97.9 | -104.6 | 147.6 | 13.9 | 20.9 | 12.1 | -4.0 |
Green = margin-favorable vs the row's own range · red = unfavorable.
The metrics that matter, over time
A 30-second read on GROW: price, valuation, headline fundamentals, and an auto-generated scorecard from SEC filings. Flags are rule-based signals, not recommendations.