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Institutional accumulation: ownership increased +0.74% quarter-over-quarter.
Data as of Q1 2026
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EOD close · as of 2026-09-18
How a revenue dollar becomes profit — FY2025
Each value shows its share of revenue below it (common-size).
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $30.2M 100.0% | $32.8M 100.0% | $34.9M 100.0% | $37.8M 100.0% | $39.9M 100.0% | $26.7M 100.0% | $26.9M 100.0% | $28.7M 100.0% | $32.0M 100.0% | $27.8M 100.0% |
| Cost of Revenue | $8.3M 27.5% | $8.7M 26.6% | $8.8M 25.1% | $9.2M 24.3% | $9.3M 23.3% | $6.5M 24.2% | $6.9M 25.7% | $5.9M 20.6% | $4.9M 15.2% | $2.7M 9.9% |
| Gross Profit | $21.9M 72.5% | $24.1M 73.4% | $26.1M 74.9% | $28.6M 75.7% | $30.6M 76.7% | $20.3M 75.8% | $20.0M 74.3% | $22.8M 79.4% | $27.2M 84.8% | $25.0M 90.1% |
| Selling, General & Admin | $8.9M 29.5% | $8.9M 27.2% | $7.1M 20.3% | $6.8M 18.0% | $7.1M 17.9% | $4.4M 16.6% | $4.2M 15.6% | $4.8M 16.8% | $5.6M 17.6% | $4.1M 14.7% |
| Total Operating Expenses | $28.6M 94.7% | $30.4M 92.5% | $24.7M 70.8% | $26.3M 69.4% | $23.2M 58.1% | $18.3M 68.6% | $19.3M 71.5% | $20.0M 69.6% | — | -$20K -0.1% |
| Operating Income | -$6.7M -22.2% | -$6.3M -19.1% | $1.4M 4.1% | $2.4M 6.3% | $7.4M 18.6% | $1.9M 7.2% | $756K 2.8% | $2.8M 9.8% | $6.7M 21.0% | $8.9M 31.9% |
| Interest Expense | $1.2M 4.0% | $16K 0.0% | $20K 0.1% | $32K 0.1% | $40K 0.1% | $41K 0.2% | $29K 0.1% | $101K 0.4% | $22K 0.1% | $9K 0.0% |
| Interest & Investment Income | — | — | — | — | — | — | — | — | $3K 0.0% | $2K 0.0% |
| Other Income (Expense), net | -$692K -2.3% | $808K 2.5% | $174K 0.5% | -$26K -0.1% | $228K 0.6% | $365K 1.4% | -$484K -1.8% | -$316K -1.1% | $46K 0.1% | -$6K -0.0% |
| Pretax Income | -$7.4M -24.5% | -$5.4M -16.6% | $1.6M 4.6% | $2.4M 6.2% | $7.6M 19.1% | $2.3M 8.7% | $609K 2.3% | $2.5M 8.7% | $6.8M 21.2% | $8.9M 31.9% |
| Income Tax Expense | -$1.6M -5.2% | -$1.4M -4.2% | $429K 1.2% | $1.2M 3.2% | $1.8M 4.5% | $563K 2.1% | $347K 1.3% | $767K 2.7% | $1.6M 5.0% | $3.6M 12.9% |
| Net Income | -$5.8M -19.3% | -$4.1M -12.4% | $1.2M 3.3% | $1.1M 3.0% | $5.8M 14.7% | $1.8M 6.6% | $262K 1.0% | $1.7M 6.0% | $5.2M 16.2% | $5.3M 19.0% |
| Per Share | ||||||||||
| EPS (Basic) | $-0.14 | $-0.10 | $0.03 | $0.03 | $0.15 | $0.05 | $0.01 | $0.06 | $0.18 | $0.01 |
| EPS (Diluted) | $-0.14 | $-0.10 | $0.03 | $0.03 | — | $0.05 | $0.01 | $0.05 | $0.14 | $0.00 |
| Weighted Avg Shares (Basic) | 41.7M | 40.4M | 40.4M | 39.0M | 37.4M | 37.4M | 32.6M | 29.6M | 29.6M | 886.8M |
| Weighted Avg Shares (Diluted) | 41.7M | 40.4M | 40.4M | 39.0M | — | 38.5M | 38.3M | 38.3M | 38.3M | 1.15B |
Source: SEC EDGAR XBRL filings (annual, fiscal year). Quarterly flow items are derived from cumulative filings; balance-sheet figures are as-of each period end. Ratios and margins are computed, not reported.
Solve the discounted cash flow backwards, then stress-test the assumptions.
To be worth $1.06 today, the market must believe free cash flow compounds 9.6%/yr for a decade (off $2M normalized FCF).
2-stage DCF · 0.04B shares · net debt -$5M
mean 6.9% · volatility σ 207% · implied rate exceeded in 2/7 yrs
Central path = implied 9.6%/yr growth; shaded band = ±1σ (207%) of this company's historical FCF volatility, widening with time. The wider the band, the less certain the growth.
Reverse DCF: rather than guessing a fair value, we solve for the growth the current price implies, then you stress-test the assumptions. Enterprise value of the FCF stream, less net debt, ÷ shares. Educational — not a recommendation.
Is the value real, and is the business safe? Academic scores + earnings quality + solvency, from SEC filings.
1/8 of the 9 checks — 1 couldn't be scored (see above), so the score is out of the 8 with data.
Safe > 2.99 · grey 1.81–2.99 · distress < 1.81
Eight indices comparing this year to last (receivables, margins, asset quality, growth, accruals, leverage). Above −1.78 suggests possible manipulation; below −2.22 is clean.
A screen, not proof — high growth alone can raise it.
Cash-conversion data unavailable. Lower/negative accruals = higher quality (Sloan).
Interest coverage is thin — monitor.
F-Score (0–9 fundamental momentum), Altman Z (distress risk), and Beneish M (earnings-manipulation screen) are academic models computed from the SEC filings. Screens and context — educational, not recommendations.
What the company returns to shareholders — and whether it's covered by cash.
No dividend to cover. Last year: $0 dividends + $0 buybacks = $0 returned on -$3M FCF.
Yields use the latest fiscal-year dividends/buybacks over current market cap. Dividends and buybacks from the SEC cash-flow statement; payout coverage vs net income and free cash flow. Educational — not a recommendation.
How management deployed cash over 10 years — and what it earned on reinvestment.
A reinvestment story — most cash went back into growth rather than to shareholders.
Operating income fell despite reinvestment — a warning on capital productivity. Current ROIC on all capital: -25%. Rough measure (includes maintenance capex).
Cash uses aggregated from the SEC cash-flow statement over 10 fiscal years. "Return on reinvestment" is a rough proxy — operating-income change ÷ cumulative CapEx + M&A — and includes maintenance capex. Educational — not a recommendation.
How much the company owes, how it's trended, and how comfortably it's serviced.
Insufficient EBITDA/debt history.
Green ≤ 1.5× · amber ≤ 3× · red > 3× (leverage relative to cash earnings).
Thin coverage — earnings barely cover interest.
Cash vs short-term debt unavailable.
Short-term / long-term split not separately reported.
Debt, cash, interest and equity from the SEC balance sheet & income statement. Effective rate = interest ÷ average debt. Educational — not a recommendation.
Total shares institutions bought (green) vs sold (red) each quarter across all holders.
Inferred from quarter-over-quarter change in each fund's 13F position (new stakes count as buys, exits as sells). Not tick-level trades.
Top 10 institutional holders — bubble size is position value, color is the move since last quarter. Hover any holder for detail.
Drag any bubble to rearrange · size = dollar value of the position
Ranked against 838 sector peers with collected financials. Valuation from latest close × latest fiscal-year fundamentals; 13F conviction as of 2026-03-31.
Percentile is “goodness” within the peer set (100 = best). For valuation and leverage that means cheaper / less-levered ranks higher.
| Company | Mkt cap ▼ | P/E | EV/EBITDA | P/S | Rev gr | Gross | Net | ROE | ROIC | Net D/EBITDA | 13F |
|---|---|---|---|---|---|---|---|---|---|---|---|
| JPM | $942.8B | 17.5× | — | 5.2× | 2.8% | — | 31.3% | 15.7% | 13.4% | — | 4,823 |
| V | $691.4B | — | — | 17.3× | 11.3% | — | 50.1% | 52.9% | 31.8% | — | 4,229 |
| MA | $511.5B | 34.2× | — | 15.6× | 16.4% | — | 45.6% | 193% | 56.0% | — | 3,430 |
| BAC | $416.4B | 15.2× | — | 3.7× | 6.8% | — | 27.0% | 10.1% | 4.9% | — | 3,337 |
| GS | $279.3B | 18.4× | — | — | — | — | — | 13.7% | 3.6% | — | 2,857 |
| WFC | $266.3B | 13.8× | — | — | — | — | — | 11.8% | 5.7% | — | 2,691 |
| AXP | $213.7B | 20.3× | — | 5.2× | 6.4% | — | 26.2% | 32.4% | 11.9% | — | 2,787 |
| TYFG | $191.9B | 14.2× | — | 11135.5× | 10.2% | — | 79.3% | 8.7% | 8.7% | — | 1 |
| SCHW | $189.9B | 22.6× | — | 7.9× | 22.0% | — | 37.0% | 17.9% | 17.9% | — | 2,225 |
| HDB | $177.2B | 22.3× | — | 6.9× | 15.2% | — | 30.8% | 8.8% | 4.5% | — | 570 |
| UBS | $169.4B | — | — | — | — | — | — | — | — | — | 660 |
| BLK | $165.9B | 30.3× | — | 6.8× | 89.3% | — | 22.9% | 9.9% | 8.1% | — | 2,196 |
| GLD | $135.3B | — | — | — | — | — | — | — | — | — | 3,072 |
| CB | $133.2B | 13.3× | — | 2.2× | 6.5% | — | 17.4% | 14.0% | 11.3% | — | 2,002 |
| PGR | $125.2B | 11.1× | — | 1.4× | 16.3% | — | 12.9% | 37.3% | 37.3% | — | 1,685 |
| SPGI | $121.1B | 27.6× | 17.3× | 7.9× | 7.9% | 70.2% | 29.2% | 14.4% | 10.1% | 1.7× | 2,005 |
| HOOD | $106.5B | 58.5× | — | 23.8× | 51.6% | — | 42.1% | 20.6% | 20.6% | — | 1,230 |
| CME | $99.3B | 24.7× | — | 15.2× | 6.4% | — | 62.5% | 14.2% | 14.2% | — | 1,699 |
| USB | $96.1B | 13.0× | — | 3.4× | 4.4% | — | 26.4% | 11.6% | 9.2% | — | 1,901 |
| BX | $93.6B | 32.3× | — | 6.5× | 9.2% | — | 20.9% | 34.8% | 14.2% | — | 2,037 |
| PNC | $92.3B | 14.1× | — | 4.0× | 7.2% | — | 30.3% | 11.5% | 5.9% | — | 1,839 |
| AMUB | $89.5B | — | — | — | — | — | — | — | — | — | 7 |
| ICE | $88.2B | 26.9× | 20.9× | 7.0× | 7.5% | — | 26.2% | 11.5% | 6.8% | 3.8× | 1,641 |
| KKR | $88.1B | — | — | 4.5× | -11.0% | — | 12.2% | 7.7% | 7.7% | — | 1,216 |
| MRSH | $84.9B | 20.8× | 15.5× | 3.1× | 10.3% | — | 15.4% | 27.2% | 11.9% | 3.0× | 1,471 |
| MGLD | $45M | — | — | 1.5× | -8.2% | 72.5% | -19.3% | -25.3% | -25.3% | — | 10 |
Peers = companies sharing MGLD's sector (Financial Services) with collected SEC financials. Multiples use the most recent end-of-day close and latest fiscal-year fundamentals (trailing, not forward). Missing cells mean the peer never reported that line item, has no collected price, or has a non-positive denominator. Not investment advice.
Total return (dividends reinvested) vs the market, from quarter-end prices.
Above 0 = ahead of the S&P 500 since the window start; below 0 = behind. Rising means it's pulling ahead.
How far the stock fell below its prior peak. Deeper, longer drawdowns = a rougher ride to the same return.
Quarter-end, dividend-adjusted (total return). Beta & volatility from quarterly returns (annualized). Benchmark is the S&P 500 (SPY total return). Annual returns compound the quarters ending in each calendar year; the first and last years in a window may be partial. Past performance doesn't predict future results.
EOD close · as of 2026-09-18
Where each multiple sits in its own 4-yr range · 75th pct blended
Dot = today · shaded = middle 50% · line = median. Lower percentile = cheaper vs its own 4-yr history.
Is the profit real, and how strong is the balance sheet?
FY2025 · every deduction from revenue to net income
DuPont — the three levers
Watch the leverage lever — a chunk of ROE comes from the balance sheet.
What the company owes vs. what it holds
Year-by-year maturities aren't in SEC companyfacts (footnote-only), so this shows the debt/cash structure and net leverage instead.
Latest year: profit growth vs revenue growth
Profit and sales moved in opposite directions this year.
Each line as % of revenue — the trend in color
| % of revenue | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|
| Cost of Revenue | 20.6 | 25.7 | 24.2 | 23.3 | 24.3 | 25.1 | 26.6 | 27.5 |
| Gross Profit | 79.4 | 74.3 | 75.8 | 76.7 | 75.7 | 74.9 | 73.4 | 72.5 |
| SG&A | 16.8 | 15.6 | 16.6 | 17.9 | 18.0 | 20.3 | 27.2 | 29.5 |
| Operating Income | 9.8 | 2.8 | 7.2 | 18.6 | 6.3 | 4.1 | -19.1 | -22.2 |
| Income Tax | 2.7 | 1.3 | 2.1 | 4.5 | 3.2 | 1.2 | -4.2 | -5.2 |
| Net Income | 6.0 | 1.0 | 6.6 | 14.7 | 3.0 | 3.3 | -12.4 | -19.3 |
Green = margin-favorable vs the row's own range · red = unfavorable.
The metrics that matter, over time
A 30-second read on MGLD: price, valuation, headline fundamentals, and an auto-generated scorecard from SEC filings. Flags are rule-based signals, not recommendations.