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Insufficient data to determine institutional momentum.
Data as of Q1 2026
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Total shares institutions bought (green) vs sold (red) each quarter across all holders.
Inferred from quarter-over-quarter change in each fund's 13F position (new stakes count as buys, exits as sells). Not tick-level trades.
Solve the discounted cash flow backwards, then stress-test the assumptions.
This company doesn't have positive free cash flow, so a reverse DCF can't be run.
Is the value real, and is the business safe? Academic scores + earnings quality + solvency, from SEC filings.
Safe > 2.99 · grey 1.81–2.99 · distress < 1.81
Needs granular two-year detail (receivables, PP&E, D&A, SG&A) — not fully reported.
Cash-conversion data unavailable. Lower/negative accruals = higher quality (Sloan).
Interest coverage is thin — monitor.
F-Score (0–9 fundamental momentum), Altman Z (distress risk), and Beneish M (earnings-manipulation screen) are academic models computed from the SEC filings. Screens and context — educational, not recommendations.
What the company returns to shareholders — and whether it's covered by cash.
No dividend to cover. Last year: $0 dividends + $0 buybacks = $0 returned.
Yields use the latest fiscal-year dividends/buybacks over current market cap. Dividends and buybacks from the SEC cash-flow statement; payout coverage vs net income and free cash flow. Educational — not a recommendation.
EOD close · as of 2026-09-17
Is the profit real, and how strong is the balance sheet?
FY2025 · every deduction from revenue to net income
DuPont — the three levers
Watch the leverage lever — a chunk of ROE comes from the balance sheet.
What the company owes vs. what it holds
Year-by-year maturities aren't in SEC companyfacts (footnote-only), so this shows the debt/cash structure and net leverage instead.
Latest year: profit growth vs revenue growth
Profit and sales moved in opposite directions this year.
Each line as % of revenue — the trend in color
| % of revenue | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|
| Cost of Revenue | 21.5 | 2.5 | 0.6 | 16.1 | 2.0 | 1.0 | 2.2 | 4.6 |
| Gross Profit | 78.5 | 97.5 | 99.4 | 83.9 | 98.0 | 99.0 | 97.8 | 95.4 |
| SG&A | 60.0 | 5.3 | 4.1 | 9.8 | 29.2 | 20.5 | 69.2 | 599.9 |
| Operating Income | -172.8 | 61.6 | 65.4 | -8.5 | -18.8 | 26.7 | -69.5 | -957.1 |
| Income Tax | — | -0.4 | -7.4 | 13.0 | 9.9 | 10.1 | -47.2 | — |
| Net Income | 118.0 | 57.5 | 34.5 | 31.1 | 63.9 | 34.8 | -100.7 | -3255.0 |
Green = margin-favorable vs the row's own range · red = unfavorable.
The metrics that matter, over time
A 30-second read on NCPL: price, valuation, headline fundamentals, and an auto-generated scorecard from SEC filings. Flags are rule-based signals, not recommendations.
No trend data available for this metric.
EOD close · as of 2026-09-17
How a revenue dollar becomes profit — FY2025
Each value shows its share of revenue below it (common-size).
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $869K 100.0% | $5.0M 100.0% | $8.5M 100.0% | $5.5M 100.0% | $4.7M 100.0% | $1.8M 100.0% | $1.0M 100.0% | $111K 100.0% | $22K 100.0% | $45K 100.0% |
| Cost of Revenue | $40K 4.6% | $108K 2.2% | $85K 1.0% | $110K 2.0% | $759K 16.1% | $11K 0.6% | $25K 2.5% | $24K 21.5% | — | — |
| Cost of Services | — | — | — | — | — | — | — | $24K 21.5% | — | $116K 258.2% |
| Gross Profit | $829K 95.4% | $4.8M 97.8% | $8.4M 99.0% | $5.4M 98.0% | $4.0M 83.9% | $1.7M 99.4% | $988K 97.5% | $87K 78.5% | $22K 100.0% | — |
| Selling, General & Admin | $5.2M 599.9% | $3.4M 69.2% | $1.7M 20.5% | $1.6M 29.2% | $465K 9.8% | $73K 4.1% | $54K 5.3% | $67K 60.0% | $25K 117.1% | $255K 568.6% |
| Total Operating Expenses | $9.2M 1052.4% | $8.3M 167.3% | $6.1M 72.3% | $6.4M 116.8% | $4.4M 92.4% | $595K 33.9% | $364K 35.9% | $279K 251.3% | $571K 2652.7% | $752K 1675.9% |
| Operating Income | -$8.3M -957.1% | -$3.4M -69.5% | $2.3M 26.7% | -$1.0M -18.8% | -$402K -8.5% | $1.1M 65.4% | $624K 61.6% | -$192K -172.8% | -$549K -2552.7% | -$707K -1575.9% |
| Interest Expense | $41K 4.7% | $46K 0.9% | $94K 1.1% | $126K 2.3% | $87K 1.8% | $19K 1.1% | $19K 1.9% | $69K 62.5% | $115K 536.1% | $114K 253.2% |
| Other Income (Expense), net | -$20.0M -2298.0% | -$3.9M -78.4% | $1.5M 18.1% | $5.1M 92.7% | $2.5M 52.6% | -$722K -41.2% | -$38K -3.7% | $323K 290.7% | -$279K -1297.6% | -$129K -286.6% |
| Pretax Income | -$28.3M -3255.0% | -$7.3M -147.9% | — | — | — | — | — | — | — | — |
| Income Tax Expense | — | -$2.3M -47.2% | $854K 10.1% | $544K 9.9% | $613K 13.0% | -$129K -7.4% | -$4K -0.4% | — | — | — |
| Net Income | -$28.3M -3255.0% | -$5.0M -100.7% | $3.0M 34.8% | $3.5M 63.9% | $1.5M 31.1% | $605K 34.5% | $583K 57.5% | $131K 118.0% | -$828K -3850.3% | -$836K -1862.5% |
| Per Share | ||||||||||
| EPS (Basic) | $-20.39 | $-28.83 | $0.63 | $1.31 | $1.18 | $1.50 | $0.00 | $0.00 | $0.00 | $0.00 |
| EPS (Diluted) | $-20.39 | $-28.83 | $0.63 | $1.27 | $0.89 | $1.50 | $0.00 | $0.00 | $0.00 | $0.00 |
| Weighted Avg Shares (Basic) | 1.4M | 173K | 4.7M | 2.7M | 1.3M | 402K | 741.7M | 637.7M | 512.2M | 506.0M |
| Weighted Avg Shares (Diluted) | 1.4M | 173K | 4.7M | 2.7M | 1.6M | 402K | — | — | — | — |
Source: SEC EDGAR XBRL filings (annual, fiscal year). Quarterly flow items are derived from cumulative filings; balance-sheet figures are as-of each period end. Ratios and margins are computed, not reported.
How much the company owes, how it's trended, and how comfortably it's serviced.
$4M of principal comes due within a year. Scheduled principal only (excludes interest & revolver draws). As of 2022-04-30 (10-K).
Insufficient EBITDA/debt history.
Green ≤ 1.5× · amber ≤ 3× · red > 3× (leverage relative to cash earnings).
Thin coverage — earnings barely cover interest. Effective rate ~1.7% on $2M of debt.
Cash vs short-term debt unavailable.
Mostly short-term debt (balance-sheet current vs non-current split). See the maturity ladder above for the year-by-year repayment schedule.
Debt, cash, interest and equity from the SEC balance sheet & income statement. Effective rate = interest ÷ average debt. Maturity ladder from the SEC long-term-debt repayment schedule. Educational — not a recommendation.
Total return (dividends reinvested) vs the market, from quarter-end prices.
Above 0 = ahead of the S&P 500 since the window start; below 0 = behind. Rising means it's pulling ahead.
How far the stock fell below its prior peak. Deeper, longer drawdowns = a rougher ride to the same return.
Quarter-end, dividend-adjusted (total return). Beta & volatility from quarterly returns (annualized). Benchmark is the S&P 500 (SPY total return). Annual returns compound the quarters ending in each calendar year; the first and last years in a window may be partial. Past performance doesn't predict future results.
Top 11 institutional holders — bubble size is position value, color is the move since last quarter. Hover any holder for detail.
Drag any bubble to rearrange · size = dollar value of the position
Ranked against 838 sector peers with collected financials. Valuation from latest close × latest fiscal-year fundamentals; 13F conviction as of 2026-03-31.
Percentile is “goodness” within the peer set (100 = best). For valuation and leverage that means cheaper / less-levered ranks higher.
| Company | Mkt cap ▼ | P/E | EV/EBITDA | P/S | Rev gr | Gross | Net | ROE | ROIC | Net D/EBITDA | 13F |
|---|---|---|---|---|---|---|---|---|---|---|---|
| JPM | $941.8B | 17.4× | — | 5.2× | 2.8% | — | 31.3% | 15.7% | 13.4% | — | 4,823 |
| V | $694.5B | — | — | 17.4× | 11.3% | — | 50.1% | 52.9% | 31.8% | — | 4,229 |
| MA | $512.0B | 34.3× | — | 15.6× | 16.4% | — | 45.6% | 193% | 56.0% | — | 3,430 |
| BAC | $419.6B | 15.3× | — | 3.7× | 6.8% | — | 27.0% | 10.1% | 4.9% | — | 3,337 |
| GS | $282.1B | 18.5× | — | — | — | — | — | 13.7% | 3.6% | — | 2,857 |
| WFC | $268.7B | 13.9× | — | — | — | — | — | 11.8% | 5.7% | — | 2,691 |
| AXP | $213.5B | 20.2× | — | 5.2× | 6.4% | — | 26.2% | 32.4% | 11.9% | — | 2,787 |
| TYFG | $191.9B | 14.2× | — | 11135.5× | 10.2% | — | 79.3% | 8.7% | 8.7% | — | 1 |
| SCHW | $188.8B | 22.5× | — | 7.9× | 22.0% | — | 37.0% | 17.9% | 17.9% | — | 2,225 |
| HDB | $173.4B | 21.8× | — | 6.8× | 15.2% | — | 30.8% | 8.8% | 4.5% | — | 570 |
| UBS | $169.2B | — | — | — | — | — | — | — | — | — | 660 |
| BLK | $163.4B | 29.9× | — | 6.8× | 89.3% | — | 22.9% | 9.9% | 8.1% | — | 2,196 |
| GLD | $134.4B | — | — | — | — | — | — | — | — | — | 3,072 |
| CB | $133.7B | 13.3× | — | 2.3× | 6.5% | — | 17.4% | 14.0% | 11.3% | — | 2,002 |
| PGR | $126.8B | 11.3× | — | 1.4× | 16.3% | — | 12.9% | 37.3% | 37.3% | — | 1,685 |
| SPGI | $120.7B | 27.6× | 17.3× | 7.9× | 7.9% | 70.2% | 29.2% | 14.4% | 10.1% | 1.7× | 2,005 |
| HOOD | $97.6B | 53.6× | — | 21.8× | 51.6% | — | 42.1% | 20.6% | 20.6% | — | 1,230 |
| CME | $97.5B | 24.3× | — | 15.0× | 6.4% | — | 62.5% | 14.2% | 14.2% | — | 1,699 |
| USB | $96.4B | 13.0× | — | 3.4× | 4.4% | — | 26.4% | 11.6% | 9.2% | — | 1,901 |
| BX | $93.9B | 32.4× | — | 6.5× | 9.2% | — | 20.9% | 34.8% | 14.2% | — | 2,037 |
| PNC | $91.9B | 14.0× | — | 4.0× | 7.2% | — | 30.3% | 11.5% | 5.9% | — | 1,839 |
| AMUB | $89.8B | — | — | — | — | — | — | — | — | — | 7 |
| KKR | $87.5B | — | — | 4.5× | -11.0% | — | 12.2% | 7.7% | 7.7% | — | 1,216 |
| ICE | $86.9B | 26.6× | 20.6× | 6.9× | 7.5% | — | 26.2% | 11.5% | 6.8% | 3.8× | 1,641 |
| MRSH | $84.7B | 20.7× | 15.4× | 3.1× | 10.3% | — | 15.4% | 27.2% | 11.9% | 3.0× | 1,471 |
| NCPL | $1M | — | — | 1.4× | -82.4% | 95.4% | -3255% | -190% | -164% | — | 11 |
Peers = companies sharing NCPL's sector (Financial Services) with collected SEC financials. Multiples use the most recent end-of-day close and latest fiscal-year fundamentals (trailing, not forward). Missing cells mean the peer never reported that line item, has no collected price, or has a non-positive denominator. Not investment advice.