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Held by 359 of 5,944 reporting institutions (95th percentile) — extremely crowded.
Data as of Q1 2026
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Total shares institutions bought (green) vs sold (red) each quarter across all holders.
Inferred from quarter-over-quarter change in each fund's 13F position (new stakes count as buys, exits as sells). Not tick-level trades.
Top 40 institutional holders — bubble size is position value, color is the move since last quarter. Hover any holder for detail.
Drag any bubble to rearrange · size = dollar value of the position
Solve the discounted cash flow backwards, then stress-test the assumptions.
To be worth $34.80 today, the market must believe free cash flow compounds 6.4%/yr for a decade (off $318M normalized FCF).
The market's 6.4% is more optimistic than its 4-yr track record.
2-stage DCF · 0.14B shares · net debt $1.1B
mean -73.0% · volatility σ 139% · implied rate exceeded in 1/3 yrs
Central path = implied 6.4%/yr growth; shaded band = ±1σ (139%) of this company's historical FCF volatility, widening with time. The wider the band, the less certain the growth.
Reverse DCF: rather than guessing a fair value, we solve for the growth the current price implies, then you stress-test the assumptions. Enterprise value of the FCF stream, less net debt, ÷ shares. Educational — not a recommendation.
Is the value real, and is the business safe? Academic scores + earnings quality + solvency, from SEC filings.
5/6 of the 9 checks — 3 couldn't be scored (see above), so the score is out of the 6 with data.
Insufficient balance-sheet detail (needs retained earnings, working capital, equity).
Needs granular two-year detail (receivables, PP&E, D&A, SG&A) — not fully reported.
Cash conversion lags reported earnings — watch accruals. Lower/negative accruals = higher quality (Sloan).
Coverage data unavailable.
F-Score (0–9 fundamental momentum), Altman Z (distress risk), and Beneish M (earnings-manipulation screen) are academic models computed from the SEC filings. Screens and context — educational, not recommendations.
What the company returns to shareholders — and whether it's covered by cash.
The dividend exceeds free cash flow (126%) — funded from the balance sheet or debt, a red flag if it persists. Last year: $146M dividends + $432M buybacks = $578M returned on $116M FCF.
9 consecutive years of dividend increases · 69%/yr.
Yields use the latest fiscal-year dividends/buybacks over current market cap. Dividends and buybacks from the SEC cash-flow statement; payout coverage vs net income and free cash flow. Educational — not a recommendation.
How management deployed cash over 10 years — and what it earned on reinvestment.
A cash-return story — far more went to shareholders than back into the business (mature, low-reinvestment).
Insufficient data. Current ROIC on all capital: 10%. Rough measure (includes maintenance capex).
Cash uses aggregated from the SEC cash-flow statement over 10 fiscal years. "Return on reinvestment" is a rough proxy — operating-income change ÷ cumulative CapEx + M&A — and includes maintenance capex. Educational — not a recommendation.
How much the company owes, how it's trended, and how comfortably it's serviced.
Cash of $25M covers all $25M of scheduled principal — no refinancing pressure. Scheduled principal only (excludes interest & revolver draws). As of 2018-09-30 (10-Q).
Insufficient EBITDA/debt history.
Green ≤ 1.5× · amber ≤ 3× · red > 3× (leverage relative to cash earnings).
Interest expense isn't separately reported — often netted into “other income (expense), net.” Effective rate ~6.2% on $1.1B of debt.
Cash of $25M is below short-term debt of $33M — relies on refinancing/operations.
Mostly long-term debt (balance-sheet current vs non-current split). See the maturity ladder above for the year-by-year repayment schedule.
Debt, cash, interest and equity from the SEC balance sheet & income statement. Effective rate = interest ÷ average debt. Maturity ladder from the SEC long-term-debt repayment schedule. Educational — not a recommendation.
EOD close · as of 2026-09-17
How a revenue dollar becomes profit — FY2025
Each value shows its share of revenue below it (common-size).
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.20B 100.0% | $1.21B 100.0% | $1.18B 100.0% | $1.19B 100.0% | $1.33B 100.0% | $1.44B 100.0% | $1.53B 100.0% | $1.27B 100.0% | $1.22B 100.0% | $1.24B 100.0% |
| Cost of Revenue | — | $38.3M 3.2% | $38.5M 3.3% | $82.4M 6.9% | $103.7M 7.8% | $86.1M 6.0% | $108.3M 7.1% | $98.1M 7.7% | $104.6M 8.6% | $114.2M 9.2% |
| Cost of Services | — | — | — | — | — | — | — | — | $104.6M 8.6% | $114.2M 9.2% |
| Total Operating Expenses | $405.9M 33.9% | $360.7M 29.9% | $313.4M 26.6% | $237.9M 20.0% | $565.1M 42.5% | $959.2M 66.7% | $678.0M 44.4% | $588.8M 46.3% | $874.9M 71.6% | $754.8M 60.9% |
| Interest Expense | $68.3M 5.7% | $88.0M 7.3% | $86.2M 7.3% | $84.5M 7.1% | $84.3M 6.3% | $71.2M 4.9% | $56.3M 3.7% | $61.5M 4.8% | $62.8M 5.1% | $81.1M 6.6% |
| Pretax Income | $791.2M 66.1% | $845.6M 70.1% | $863.9M 73.4% | $952.8M 80.0% | $764.8M 57.5% | $479.4M 33.3% | $849.0M 55.6% | $684.2M 53.7% | $346.7M 28.4% | $483.7M 39.1% |
| Income Tax Expense | $173.0M 14.5% | $185.3M 15.4% | $188.0M 16.0% | $209.8M 17.6% | $164.2M 12.3% | $85.8M 6.0% | $176.7M 11.6% | $78.2M 6.1% | $225.6M 18.5% | $175.4M 14.2% |
| Net Income | $582.6M 48.7% | $604.4M 50.1% | $603.1M 51.2% | $742.9M 62.4% | $600.7M 45.2% | $393.6M 27.4% | $672.3M 44.0% | $606.0M 47.6% | $121.1M 9.9% | $308.3M 24.9% |
| Per Share | ||||||||||
| EPS (Basic) | $4.18 | $3.96 | $3.81 | $4.42 | $3.19 | $2.01 | $3.22 | $2.83 | $0.56 | $1.46 |
| EPS (Diluted) | $4.14 | $3.92 | $3.77 | $4.35 | $3.16 | $2.00 | $3.20 | $2.77 | $0.55 | $1.37 |
| Weighted Avg Shares (Basic) | 139.4M | 152.5M | 158.1M | 167.9M | 188.4M | 195.4M | 208.8M | 214.3M | 215.3M | 211.8M |
| Weighted Avg Shares (Diluted) | 140.8M | 154.2M | 160.1M | 170.7M | 190.3M | 196.6M | 210.3M | 218.6M | 220.4M | 229.3M |
Source: SEC EDGAR XBRL filings (annual, fiscal year). Quarterly flow items are derived from cumulative filings; balance-sheet figures are as-of each period end. Ratios and margins are computed, not reported.
Ranked against 838 sector peers with collected financials. Valuation from latest close × latest fiscal-year fundamentals; 13F conviction as of 2026-03-31.
Percentile is “goodness” within the peer set (100 = best). For valuation and leverage that means cheaper / less-levered ranks higher.
| Company | Mkt cap ▼ | P/E | EV/EBITDA | P/S | Rev gr | Gross | Net | ROE | ROIC | Net D/EBITDA | 13F |
|---|---|---|---|---|---|---|---|---|---|---|---|
| JPM | $940.8B | 17.4× | — | 5.2× | 2.8% | — | 31.3% | 15.7% | 13.4% | — | 4,823 |
| V | $692.5B | — | — | 17.3× | 11.3% | — | 50.1% | 52.9% | 31.8% | — | 4,229 |
| MA | $513.8B | 34.4× | — | 15.7× | 16.4% | — | 45.6% | 193% | 56.0% | — | 3,430 |
| BAC | $417.6B | 15.2× | — | 3.7× | 6.8% | — | 27.0% | 10.1% | 4.9% | — | 3,337 |
| GS | $278.1B | 18.3× | — | — | — | — | — | 13.7% | 3.6% | — | 2,857 |
| WFC | $269.2B | 13.9× | — | — | — | — | — | 11.8% | 5.7% | — | 2,691 |
| AXP | $214.3B | 20.3× | — | 5.2× | 6.4% | — | 26.2% | 32.4% | 11.9% | — | 2,787 |
| TYFG | $191.9B | 14.2× | — | 11135.5× | 10.2% | — | 79.3% | 8.7% | 8.7% | — | 1 |
| SCHW | $189.7B | 22.6× | — | 7.9× | 22.0% | — | 37.0% | 17.9% | 17.9% | — | 2,225 |
| HDB | $171.3B | 21.5× | — | 6.7× | 15.2% | — | 30.8% | 8.8% | 4.5% | — | 570 |
| UBS | $168.5B | — | — | — | — | — | — | — | — | — | 660 |
| BLK | $160.8B | 29.4× | — | 6.6× | 89.3% | — | 22.9% | 9.9% | 8.1% | — | 2,196 |
| CB | $133.6B | 13.3× | — | 2.3× | 6.5% | — | 17.4% | 14.0% | 11.3% | — | 2,002 |
| GLD | $132.1B | — | — | — | — | — | — | — | — | — | 3,072 |
| PGR | $127.2B | 11.3× | — | 1.4× | 16.3% | — | 12.9% | 37.3% | 37.3% | — | 1,685 |
| SPGI | $121.5B | 27.8× | 17.4× | 7.9× | 7.9% | 70.2% | 29.2% | 14.4% | 10.1% | 1.7× | 2,005 |
| CME | $98.0B | 24.4× | — | 15.0× | 6.4% | — | 62.5% | 14.2% | 14.2% | — | 1,699 |
| USB | $95.6B | 12.9× | — | 3.3× | 4.4% | — | 26.4% | 11.6% | 9.2% | — | 1,901 |
| HOOD | $92.8B | 50.9× | — | 20.7× | 51.6% | — | 42.1% | 20.6% | 20.6% | — | 1,230 |
| BX | $92.4B | 31.9× | — | 6.4× | 9.2% | — | 20.9% | 34.8% | 14.2% | — | 2,037 |
| PNC | $91.7B | 13.9× | — | 4.0× | 7.2% | — | 30.3% | 11.5% | 5.9% | — | 1,839 |
| AMUB | $88.9B | — | — | — | — | — | — | — | — | — | 7 |
| ICE | $87.4B | 26.7× | 20.7× | 6.9× | 7.5% | — | 26.2% | 11.5% | 6.8% | 3.8× | 1,641 |
| KKR | $86.3B | — | — | 4.4× | -11.0% | — | 12.2% | 7.7% | 7.7% | — | 1,216 |
| MRSH | $85.7B | 21.0× | 15.6× | 3.2× | 10.3% | — | 15.4% | 27.2% | 11.9% | 3.0× | 1,471 |
| RDN | $4.8B | 8.5× | — | 4.0× | -0.8% | — | 48.7% | 12.2% | 9.9% | — | 359 |
Peers = companies sharing RDN's sector (Financial Services) with collected SEC financials. Multiples use the most recent end-of-day close and latest fiscal-year fundamentals (trailing, not forward). Missing cells mean the peer never reported that line item, has no collected price, or has a non-positive denominator. Not investment advice.
EOD close · as of 2026-09-17
Where each multiple sits in its own 14-yr range · 69th pct blended
Dot = today · shaded = middle 50% · line = median. Lower percentile = cheaper vs its own 14-yr history.
Is the profit real, and how strong is the balance sheet?
FY2025 · every deduction from revenue to net income
DuPont — the three levers
Returns are margin-driven, not leverage-driven — higher quality.
What the company owes vs. what it holds
Year-by-year maturities aren't in SEC companyfacts (footnote-only), so this shows the debt/cash structure and net leverage instead.
Latest year: profit growth vs revenue growth
Operating leverage needs meaningful revenue change.
Each line as % of revenue — the trend in color
| % of revenue | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|
| Cost of Revenue | 7.7 | 7.1 | 6.0 | 7.8 | 6.9 | 3.3 | 3.2 | — |
| Income Tax | 6.1 | 11.6 | 6.0 | 12.3 | 17.6 | 16.0 | 15.4 | 14.5 |
| Net Income | 47.6 | 44.0 | 27.4 | 45.2 | 62.4 | 51.2 | 50.1 | 48.7 |
Green = margin-favorable vs the row's own range · red = unfavorable.
The metrics that matter, over time
A 30-second read on RDN: price, valuation, headline fundamentals, and an auto-generated scorecard from SEC filings. Flags are rule-based signals, not recommendations.
Total return (dividends reinvested) vs the market, from quarter-end prices.
Above 0 = ahead of the S&P 500 since the window start; below 0 = behind. Rising means it's pulling ahead.
How far the stock fell below its prior peak. Deeper, longer drawdowns = a rougher ride to the same return.
Quarter-end, dividend-adjusted (total return). Beta & volatility from quarterly returns (annualized). Benchmark is the S&P 500 (SPY total return). Annual returns compound the quarters ending in each calendar year; the first and last years in a window may be partial. Past performance doesn't predict future results.