Loading institutional data...
Loading institutional data...
Insufficient data to determine institutional momentum.
Data as of Q1 2026
Loading snapshot...
Loading financials...
Loading valuation...
Loading quality & risk...
Loading dividends & returns...
Loading capital allocation...
Loading debt & leverage...
Loading performance...
Loading peer comparison...
Loading ownership map...
Loading crowding analysis...
Loading conviction analysis...
Loading buy/sell flow...
Loading ownership trends...
Loading top holders...
Loading top holders...
Total shares institutions bought (green) vs sold (red) each quarter across all holders.
Inferred from quarter-over-quarter change in each fund's 13F position (new stakes count as buys, exits as sells). Not tick-level trades.
No trend data available for this metric.
Top 40 institutional holders — bubble size is position value, color is the move since last quarter. Hover any holder for detail.
Drag any bubble to rearrange · size = dollar value of the position
Solve the discounted cash flow backwards, then stress-test the assumptions.
To be worth $6.02 today, the market must believe free cash flow compounds -1.6%/yr for a decade (off $136M normalized FCF).
2-stage DCF · 0.03B shares · net debt $1.2B
mean 250.0% · volatility σ 629% · implied rate exceeded in 2/6 yrs
Central path = implied -1.6%/yr growth; shaded band = ±1σ (629%) of this company's historical FCF volatility, widening with time. The wider the band, the less certain the growth.
Reverse DCF: rather than guessing a fair value, we solve for the growth the current price implies, then you stress-test the assumptions. Enterprise value of the FCF stream, less net debt, ÷ shares. Educational — not a recommendation.
Is the value real, and is the business safe? Academic scores + earnings quality + solvency, from SEC filings.
6/8 of the 9 checks — 1 couldn't be scored (see above), so the score is out of the 8 with data.
Insufficient balance-sheet detail (needs retained earnings, working capital, equity).
Needs granular two-year detail (receivables, PP&E, D&A, SG&A) — not fully reported.
Cash conversion lags reported earnings — watch accruals. Lower/negative accruals = higher quality (Sloan).
Interest coverage is thin — monitor; leverage rising year-over-year.
F-Score (0–9 fundamental momentum), Altman Z (distress risk), and Beneish M (earnings-manipulation screen) are academic models computed from the SEC filings. Screens and context — educational, not recommendations.
What the company returns to shareholders — and whether it's covered by cash.
No dividend to cover. Last year: $0 dividends + $0 buybacks = $0 returned on -$71M FCF.
Yields use the latest fiscal-year dividends/buybacks over current market cap. Dividends and buybacks from the SEC cash-flow statement; payout coverage vs net income and free cash flow. Educational — not a recommendation.
How management deployed cash over 10 years — and what it earned on reinvestment.
A cash-return story — far more went to shareholders than back into the business (mature, low-reinvestment).
Modest payoff on reinvested capital. Current ROIC on all capital: 24%. Rough measure (includes maintenance capex).
Cash uses aggregated from the SEC cash-flow statement over 10 fiscal years. "Return on reinvestment" is a rough proxy — operating-income change ÷ cumulative CapEx + M&A — and includes maintenance capex. Educational — not a recommendation.
How much the company owes, how it's trended, and how comfortably it's serviced.
Cash of $227M is below the $473M due within a year — relies on refinancing or operating cash flow. Scheduled principal only (excludes interest & revolver draws). As of 2025-12-31 (10-K/A).
Insufficient EBITDA/debt history.
Green ≤ 1.5× · amber ≤ 3× · red > 3× (leverage relative to cash earnings).
Thin coverage — earnings barely cover interest. Effective rate ~6.5% on $1.4B of debt.
Cash vs short-term debt unavailable.
Mostly long-term debt (balance-sheet current vs non-current split). See the maturity ladder above for the year-by-year repayment schedule.
Debt, cash, interest and equity from the SEC balance sheet & income statement. Effective rate = interest ÷ average debt. Maturity ladder from the SEC long-term-debt repayment schedule. Educational — not a recommendation.
EOD close · as of 2026-09-17
How a revenue dollar becomes profit — FY2025
Each value shows its share of revenue below it (common-size).
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $967.6M 100.0% | $746.4M 100.0% | $1.47B 100.0% | $939.5M 100.0% | $1.55B 100.0% | $834.2M 100.0% | $652.1M 100.0% | $423.0M 100.0% | $322.2M 100.0% | $190.4M 100.0% |
| Cost of Revenue | $145.4M 15.0% | $167.6M 22.5% | $172.8M 11.8% | $60.8M 6.5% | $27.0M 1.7% | — | $7.6M 1.2% | $800K 0.2% | $398K 0.1% | $14.8M 7.8% |
| Selling, General & Admin | $599.7M 62.0% | $689.4M 92.4% | $764.9M 52.2% | $654.8M 69.7% | $906.2M 58.3% | $428.5M 51.4% | $385.2M 59.1% | $310.5M 73.4% | $227.9M 70.7% | $82.1M 43.1% |
| Total Operating Expenses | $892.0M 92.2% | $1.24B 166.7% | $1.37B 93.4% | $909.6M 96.8% | $1.04B 66.9% | $558.0M 66.9% | $485.5M 74.4% | $377.6M 89.3% | $293.3M 91.0% | $141.6M 74.4% |
| Operating Income | $75.6M 7.8% | -$497.5M -66.7% | $96.1M 6.6% | $29.9M 3.2% | $514.5M 33.1% | $276.3M 33.1% | $166.7M 25.6% | $45.4M 10.7% | $28.8M 9.0% | $48.7M 25.6% |
| Interest Expense | $92.7M 9.6% | $133.3M 17.9% | $156.2M 10.7% | $141.0M 15.0% | $92.5M 5.9% | $65.2M 7.8% | $50.2M 7.7% | $33.4M 7.9% | $8.4M 2.6% | $2.0M 1.0% |
| Interest & Investment Income | $3.7M 0.4% | $3.6M 0.5% | $3.9M 0.3% | $2.7M 0.3% | $229K 0.0% | $564K 0.1% | $1.6M 0.2% | $1.3M 0.3% | $420K 0.1% | $318K 0.2% |
| Pretax Income | $229.6M 23.7% | -$900.4M -120.6% | -$199.3M -13.6% | -$334.3M -35.6% | $614.8M 39.5% | $279.5M 33.5% | $116.6M 17.9% | $21.3M 5.0% | $20.4M 6.3% | $47.0M 24.7% |
| Income Tax Expense | -$9.9M -1.0% | $22.0M 2.9% | -$39.1M -2.7% | -$65.3M -6.9% | $164.0M 10.5% | $75.4M 9.0% | $34.6M 5.3% | $4.9M 1.2% | $8.5M 2.6% | $14.3M 7.5% |
| Net Income | $307.0M 31.7% | -$764.0M -102.4% | -$100.0M -6.8% | -$159.8M -17.0% | $445.1M 28.6% | $205.1M 24.6% | $81.6M 12.5% | $16.3M 3.9% | $11.6M 3.6% | $21.5M 11.3% |
| Per Share | ||||||||||
| EPS (Basic) | $9.80 | $-25.46 | $-3.69 | $-5.95 | $15.99 | $7.83 | $3.08 | $0.60 | $0.50 | $1.19 |
| EPS (Diluted) | $9.80 | $-25.46 | $-3.69 | $-5.95 | $15.09 | $7.56 | $2.95 | $0.58 | $0.48 | $1.17 |
| Weighted Avg Shares (Basic) | 30.6M | 30.3M | 29.3M | 28.2M | 27.4M | 25.6M | 26.4M | 25.9M | 23.2M | 18.1M |
| Weighted Avg Shares (Diluted) | 30.6M | 30.3M | 29.3M | 28.2M | 29.0M | 26.5M | 27.5M | 26.8M | 24.3M | 18.4M |
Source: SEC EDGAR XBRL filings (annual, fiscal year). Quarterly flow items are derived from cumulative filings; balance-sheet figures are as-of each period end. Ratios and margins are computed, not reported.
Total return (dividends reinvested) vs the market, from quarter-end prices.
Above 0 = ahead of the S&P 500 since the window start; below 0 = behind. Rising means it's pulling ahead.
How far the stock fell below its prior peak. Deeper, longer drawdowns = a rougher ride to the same return.
Quarter-end, dividend-adjusted (total return). Beta & volatility from quarterly returns (annualized). Benchmark is the S&P 500 (SPY total return). Annual returns compound the quarters ending in each calendar year; the first and last years in a window may be partial. Past performance doesn't predict future results.
Ranked against 838 sector peers with collected financials. Valuation from latest close × latest fiscal-year fundamentals; 13F conviction as of 2026-03-31.
Percentile is “goodness” within the peer set (100 = best). For valuation and leverage that means cheaper / less-levered ranks higher.
| Company | Mkt cap ▼ | P/E | EV/EBITDA | P/S | Rev gr | Gross | Net | ROE | ROIC | Net D/EBITDA | 13F |
|---|---|---|---|---|---|---|---|---|---|---|---|
| JPM | $940.8B | 17.4× | — | 5.2× | 2.8% | — | 31.3% | 15.7% | 13.4% | — | 4,823 |
| V | $692.5B | — | — | 17.3× | 11.3% | — | 50.1% | 52.9% | 31.8% | — | 4,229 |
| MA | $513.8B | 34.4× | — | 15.7× | 16.4% | — | 45.6% | 193% | 56.0% | — | 3,430 |
| BAC | $417.6B | 15.2× | — | 3.7× | 6.8% | — | 27.0% | 10.1% | 4.9% | — | 3,337 |
| GS | $278.1B | 18.3× | — | — | — | — | — | 13.7% | 3.6% | — | 2,857 |
| WFC | $269.2B | 13.9× | — | — | — | — | — | 11.8% | 5.7% | — | 2,691 |
| AXP | $214.3B | 20.3× | — | 5.2× | 6.4% | — | 26.2% | 32.4% | 11.9% | — | 2,787 |
| TYFG | $191.9B | 14.2× | — | 11135.5× | 10.2% | — | 79.3% | 8.7% | 8.7% | — | 1 |
| SCHW | $189.7B | 22.6× | — | 7.9× | 22.0% | — | 37.0% | 17.9% | 17.9% | — | 2,225 |
| HDB | $171.3B | 21.5× | — | 6.7× | 15.2% | — | 30.8% | 8.8% | 4.5% | — | 570 |
| UBS | $168.5B | — | — | — | — | — | — | — | — | — | 660 |
| BLK | $160.8B | 29.4× | — | 6.6× | 89.3% | — | 22.9% | 9.9% | 8.1% | — | 2,196 |
| CB | $133.6B | 13.3× | — | 2.3× | 6.5% | — | 17.4% | 14.0% | 11.3% | — | 2,002 |
| GLD | $132.1B | — | — | — | — | — | — | — | — | — | 3,072 |
| PGR | $127.2B | 11.3× | — | 1.4× | 16.3% | — | 12.9% | 37.3% | 37.3% | — | 1,685 |
| SPGI | $121.5B | 27.8× | 17.4× | 7.9× | 7.9% | 70.2% | 29.2% | 14.4% | 10.1% | 1.7× | 2,005 |
| CME | $98.0B | 24.4× | — | 15.0× | 6.4% | — | 62.5% | 14.2% | 14.2% | — | 1,699 |
| USB | $95.6B | 12.9× | — | 3.3× | 4.4% | — | 26.4% | 11.6% | 9.2% | — | 1,901 |
| HOOD | $92.8B | 50.9× | — | 20.7× | 51.6% | — | 42.1% | 20.6% | 20.6% | — | 1,230 |
| BX | $92.4B | 31.9× | — | 6.4× | 9.2% | — | 20.9% | 34.8% | 14.2% | — | 2,037 |
| PNC | $91.7B | 13.9× | — | 4.0× | 7.2% | — | 30.3% | 11.5% | 5.9% | — | 1,839 |
| AMUB | $88.9B | — | — | — | — | — | — | — | — | — | 7 |
| ICE | $87.4B | 26.7× | 20.7× | 6.9× | 7.5% | — | 26.2% | 11.5% | 6.8% | 3.8× | 1,641 |
| KKR | $86.3B | — | — | 4.4× | -11.0% | — | 12.2% | 7.7% | 7.7% | — | 1,216 |
| MRSH | $85.7B | 21.0× | 15.6× | 3.2× | 10.3% | — | 15.4% | 27.2% | 11.9% | 3.0× | 1,471 |
| RILY | $184M | 0.6× | 12.5× | 0.2× | 29.6% | 85.0% | 31.8% | -179% | 24.5% | 12.9× | 78 |
Peers = companies sharing RILY's sector (Financial Services) with collected SEC financials. Multiples use the most recent end-of-day close and latest fiscal-year fundamentals (trailing, not forward). Missing cells mean the peer never reported that line item, has no collected price, or has a non-positive denominator. Not investment advice.
EOD close · as of 2026-09-17
Where each multiple sits in its own 14-yr range · 41th pct blended
Dot = today · shaded = middle 50% · line = median. Lower percentile = cheaper vs its own 14-yr history.
Is the profit real, and how strong is the balance sheet?
FY2025 · every deduction from revenue to net income
DuPont — the three levers
Returns are margin-driven, not leverage-driven — higher quality.
What the company owes vs. what it holds
Year-by-year maturities aren't in SEC companyfacts (footnote-only), so this shows the debt/cash structure and net leverage instead.
Latest year: profit growth vs revenue growth
Profit and sales moved in opposite directions this year.
Each line as % of revenue — the trend in color
| % of revenue | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|
| Cost of Revenue | 0.2 | 1.2 | — | 1.7 | 6.5 | 11.8 | 22.5 | 15.0 |
| SG&A | 73.4 | 59.1 | 51.4 | 58.3 | 69.7 | 52.2 | 92.4 | 62.0 |
| Operating Income | 10.7 | 25.6 | 33.1 | 33.1 | 3.2 | 6.6 | -66.7 | 7.8 |
| Income Tax | 1.2 | 5.3 | 9.0 | 10.5 | -6.9 | -2.7 | 2.9 | -1.0 |
| Net Income | 3.9 | 12.5 | 24.6 | 28.6 | -17.0 | -6.8 | -102.4 | 31.7 |
Green = margin-favorable vs the row's own range · red = unfavorable.
The metrics that matter, over time
A 30-second read on RILY: price, valuation, headline fundamentals, and an auto-generated scorecard from SEC filings. Flags are rule-based signals, not recommendations.