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Institutional ownership roughly stable: -0.01% change quarter-over-quarter.
Data as of Q1 2026
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Is the value real, and is the business safe? Academic scores + earnings quality + solvency, from SEC filings.
6/6 of the 9 checks — 3 couldn't be scored (see above), so the score is out of the 6 with data.
Insufficient balance-sheet detail (needs retained earnings, working capital, equity).
Needs granular two-year detail (receivables, PP&E, D&A, SG&A) — not fully reported.
Cash conversion lags reported earnings — watch accruals. Lower/negative accruals = higher quality (Sloan).
Coverage data unavailable.
F-Score (0–9 fundamental momentum), Altman Z (distress risk), and Beneish M (earnings-manipulation screen) are academic models computed from the SEC filings. Screens and context — educational, not recommendations.
What the company returns to shareholders — and whether it's covered by cash.
The dividend is comfortably covered — only 27% of free cash flow, leaving room to grow it and fund buybacks. Last year: $2.3B dividends + $7.3B buybacks = $9.7B returned on $8.8B FCF.
1 consecutive years of dividend increases · 15%/yr.
Yields use the latest fiscal-year dividends/buybacks over current market cap. Dividends and buybacks from the SEC cash-flow statement; payout coverage vs net income and free cash flow. Educational — not a recommendation.
How management deployed cash over 10 years — and what it earned on reinvestment.
A cash-return story — far more went to shareholders than back into the business (mature, low-reinvestment).
Insufficient data. Current ROIC on all capital: 18%. Rough measure (includes maintenance capex).
Cash uses aggregated from the SEC cash-flow statement over 10 fiscal years. "Return on reinvestment" is a rough proxy — operating-income change ÷ cumulative CapEx + M&A — and includes maintenance capex. Educational — not a recommendation.
How a revenue dollar becomes profit — FY2025
Each value shows its share of revenue below it (common-size).
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $23.92B 100.0% | $19.61B 100.0% | $18.84B 100.0% | $20.76B 100.0% | $18.52B 100.0% | $11.69B 100.0% | $10.72B 100.0% | $10.13B 100.0% | $8.62B 100.0% | $7.48B 100.0% |
| Interest Expense | — | — | $6.68B 35.5% | $1.54B 7.4% | $476.0M 2.6% | $418.0M 3.6% | $1.06B 9.9% | $857.0M 8.5% | $342.0M 4.0% | $171.0M 2.3% |
| Interest & Investment Income | $224.0M 0.9% | $136.0M 0.7% | $127.0M 0.7% | $22.0M 0.1% | $6.0M 0.0% | $6.0M 0.1% | $14.0M 0.1% | — | — | — |
| Pretax Income | $11.46B 47.9% | $7.69B 39.2% | $6.38B 33.9% | $9.39B 45.2% | $7.71B 41.6% | $4.30B 36.8% | $4.85B 45.2% | $4.56B 45.0% | $3.65B 42.4% | $2.99B 40.0% |
| Income Tax Expense | $2.61B 10.9% | $1.75B 8.9% | $1.31B 7.0% | $2.21B 10.6% | $1.86B 10.0% | $1.00B 8.6% | $1.14B 10.7% | $1.05B 10.4% | $1.30B 15.0% | $1.10B 14.8% |
| Net Income | $8.9M 0.0% | $5.9M 0.0% | $5.1M 0.0% | $7.2M 0.0% | $5.9M 0.0% | $3.30B 28.2% | $3.70B 34.5% | $3.51B 34.6% | $2.35B 27.3% | $1.89B 25.3% |
| Per Share | ||||||||||
| EPS (Basic) | $4.67 | $3.00 | $2.55 | $3.52 | $2.84 | $2.13 | $2.69 | $2.47 | $1.63 | $1.32 |
| EPS (Diluted) | $4.65 | $2.99 | $2.54 | $3.50 | $2.83 | $2.12 | $2.67 | $2.45 | $1.61 | $1.31 |
| Weighted Avg Shares (Basic) | 1.80B | 1.83B | 1.82B | 1.89B | 1.89B | 1.43B | 1.31B | 1.35B | 1.34B | 1.32B |
| Weighted Avg Shares (Diluted) | 1.81B | 1.83B | 1.83B | 1.89B | 1.90B | 1.44B | 1.32B | 1.36B | 1.35B | 1.33B |
Source: SEC EDGAR XBRL filings (annual, fiscal year). Quarterly flow items are derived from cumulative filings; balance-sheet figures are as-of each period end. Ratios and margins are computed, not reported.
No current price collected.
No material risks flagged.
Is the profit real, and how strong is the balance sheet?
FY2025 · every deduction from revenue to net income
DuPont — the three levers
Watch the leverage lever — a chunk of ROE comes from the balance sheet.
What the company owes vs. what it holds
Year-by-year maturities aren't in SEC companyfacts (footnote-only), so this shows the debt/cash structure and net leverage instead.
Latest year: profit growth vs revenue growth
Operating leverage needs meaningful revenue change.
Each line as % of revenue — the trend in color
| % of revenue | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|
| Income Tax | 10.4 | 10.7 | 8.6 | 10.0 | 10.6 | 7.0 | 8.9 | 10.9 |
| Net Income | 34.6 | 34.5 | 28.2 | 0.0 | 0.0 | 0.0 | 0.0 | 0.0 |
Green = margin-favorable vs the row's own range · red = unfavorable.
The metrics that matter, over time
A 30-second read on SCHW-PJ: price, valuation, headline fundamentals, and an auto-generated scorecard from SEC filings. Flags are rule-based signals, not recommendations.
How much the company owes, how it's trended, and how comfortably it's serviced.
Cash of $46.0B covers all $22.2B of scheduled principal — no refinancing pressure. Scheduled principal only (excludes interest & revolver draws). As of 2025-12-31 (10-K).
Insufficient EBITDA/debt history.
Green ≤ 1.5× · amber ≤ 3× · red > 3× (leverage relative to cash earnings).
Interest expense isn't separately reported — often netted into “other income (expense), net.” Interest last disclosed in FY2023 (no longer broken out).
Cash vs short-term debt unavailable.
Short-term / long-term split not separately reported.
Debt, cash, interest and equity from the SEC balance sheet & income statement. Effective rate = interest ÷ average debt. Maturity ladder from the SEC long-term-debt repayment schedule. Educational — not a recommendation.