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Held by 538 of 5,944 reporting institutions (97th percentile) — extremely crowded.
Data as of Q1 2026
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Total shares institutions bought (green) vs sold (red) each quarter across all holders.
Inferred from quarter-over-quarter change in each fund's 13F position (new stakes count as buys, exits as sells). Not tick-level trades.
Solve the discounted cash flow backwards, then stress-test the assumptions.
To be worth $104.85 today, the market must believe free cash flow compounds 9.8%/yr for a decade (off $532M normalized FCF).
The market's 9.8% is more optimistic than its 9-yr track record.
2-stage DCF · 0.12B shares · net debt -$400M
mean 6.5% · volatility σ 24% · implied rate exceeded in 3/9 yrs
Central path = implied 9.8%/yr growth; shaded band = ±1σ (24%) of this company's historical FCF volatility, widening with time. The wider the band, the less certain the growth.
Reverse DCF: rather than guessing a fair value, we solve for the growth the current price implies, then you stress-test the assumptions. Enterprise value of the FCF stream, less net debt, ÷ shares. Educational — not a recommendation.
Is the value real, and is the business safe? Academic scores + earnings quality + solvency, from SEC filings.
4/6 of the 9 checks — 3 couldn't be scored (see above), so the score is out of the 6 with data.
Insufficient balance-sheet detail (needs retained earnings, working capital, equity).
Needs granular two-year detail (receivables, PP&E, D&A, SG&A) — not fully reported.
Cash conversion lags reported earnings — watch accruals. Lower/negative accruals = higher quality (Sloan).
Comfortably covers interest.
F-Score (0–9 fundamental momentum), Altman Z (distress risk), and Beneish M (earnings-manipulation screen) are academic models computed from the SEC filings. Screens and context — educational, not recommendations.
What the company returns to shareholders — and whether it's covered by cash.
The dividend is comfortably covered — only 21% of free cash flow, leaving room to grow it and fund buybacks. Last year: $124M dividends + $628M buybacks = $752M returned on $585M FCF.
9 consecutive years of dividend increases · 7%/yr.
Yields use the latest fiscal-year dividends/buybacks over current market cap. Dividends and buybacks from the SEC cash-flow statement; payout coverage vs net income and free cash flow. Educational — not a recommendation.
How management deployed cash over 10 years — and what it earned on reinvestment.
A cash-return story — far more went to shareholders than back into the business (mature, low-reinvestment).
Reinvestment has been productive — operating income grew well per dollar put in. Current ROIC on all capital: 29%. Rough measure (includes maintenance capex).
Cash uses aggregated from the SEC cash-flow statement over 10 fiscal years. "Return on reinvestment" is a rough proxy — operating-income change ÷ cumulative CapEx + M&A — and includes maintenance capex. Educational — not a recommendation.
How much the company owes, how it's trended, and how comfortably it's serviced.
Insufficient EBITDA/debt history.
Green ≤ 1.5× · amber ≤ 3× · red > 3× (leverage relative to cash earnings).
Interest is easily covered by operating profit.
Cash of $400M fully covers short-term debt of $0.
Short-term / long-term split not separately reported.
Debt, cash, interest and equity from the SEC balance sheet & income statement. Effective rate = interest ÷ average debt. Educational — not a recommendation.
EOD close · as of 2026-09-17
How a revenue dollar becomes profit — FY2025
Each value shows its share of revenue below it (common-size).
| Line Item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 | FY2019 | FY2018 | FY2017 | FY2016 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $2.30B 100.0% | $2.13B 100.0% | $1.92B 100.0% | $1.99B 100.0% | $1.92B 100.0% | $1.68B 100.0% | $1.65B 100.0% | $1.62B 100.0% | $1.53B 100.0% | $1.40B 100.0% |
| Gross Profit | $808.1M 35.2% | $699.4M 32.9% | $556.8M 29.0% | $643.9M 32.3% | $645.2M 33.6% | $519.9M 30.9% | $532.6M 32.3% | $507.6M 31.3% | $460.8M 30.2% | $435.0M 31.0% |
| Selling, General & Admin | $180.9M 7.9% | $147.6M 6.9% | $132.2M 6.9% | $168.2M 8.4% | $91.9M 4.8% | $74.0M 4.4% | $72.2M 4.4% | $65.6M 4.0% | $63.8M 4.2% | — |
| Total Operating Expenses | $1.67B 72.7% | $1.57B 74.0% | $1.50B 77.9% | $1.52B 76.1% | $1.36B 71.2% | $1.24B 73.5% | $1.19B 72.1% | $1.18B 72.8% | $1.13B 74.0% | $1.03B 73.2% |
| Operating Income | $627.3M 27.3% | $551.7M 26.0% | $424.5M 22.1% | $475.8M 23.9% | $553.4M 28.8% | $445.9M 26.5% | $460.4M 27.9% | $442.0M 27.2% | $396.9M 26.0% | $375.7M 26.8% |
| Interest Expense | $609K 0.0% | $563K 0.0% | $583K 0.0% | $749K 0.0% | $563K 0.0% | $609K 0.0% | $630K 0.0% | $645K 0.0% | $781K 0.1% | $531K 0.0% |
| Pretax Income | $916.3M 39.9% | $746.8M 35.1% | $594.7M 31.0% | $609.3M 30.6% | $693.7M 36.2% | $568.7M 33.8% | $631.4M 38.3% | $614.2M 37.8% | $557.0M 36.5% | $508.5M 36.3% |
| Income Tax Expense | $198.8M 8.7% | $165.6M 7.8% | $132.4M 6.9% | $133.8M 6.7% | $147.1M 7.7% | $121.4M 7.2% | $130.0M 7.9% | $108.3M 6.7% | $152.7M 10.0% | $174.7M 12.5% |
| Net Income | $715.3M 31.1% | $581.2M 27.3% | $462.3M 24.1% | $475.5M 23.9% | $546.6M 28.5% | $447.3M 26.6% | $501.4M 30.4% | $505.9M 31.1% | $404.4M 26.5% | $333.8M 23.8% |
| Per Share | ||||||||||
| EPS (Basic) | $5.76 | $4.47 | $3.49 | $3.49 | $3.87 | $3.05 | $3.31 | $3.23 | $2.56 | $2.07 |
| EPS (Diluted) | $5.63 | $4.41 | $3.46 | $3.46 | $3.81 | $3.00 | $3.24 | $3.14 | $2.49 | $2.03 |
| Weighted Avg Shares (Diluted) | 127.1M | 131.7M | 133.7M | 137.4M | 143.3M | 149.0M | 154.9M | 161.2M | 162.3M | 164.4M |
Source: SEC EDGAR XBRL filings (annual, fiscal year). Quarterly flow items are derived from cumulative filings; balance-sheet figures are as-of each period end. Ratios and margins are computed, not reported.
Top 40 institutional holders — bubble size is position value, color is the move since last quarter. Hover any holder for detail.
Drag any bubble to rearrange · size = dollar value of the position
EOD close · as of 2026-09-17
Nothing notable to watch.
No material risks flagged.
Where each multiple sits in its own 14-yr range · 79th pct blended
Dot = today · shaded = middle 50% · line = median. Lower percentile = cheaper vs its own 14-yr history.
Is the profit real, and how strong is the balance sheet?
FY2025 · every deduction from revenue to net income
DuPont — the three levers
Watch the leverage lever — a chunk of ROE comes from the balance sheet.
What the company owes vs. what it holds
Year-by-year maturities aren't in SEC companyfacts (footnote-only), so this shows the debt/cash structure and net leverage instead.
Latest year: profit growth vs revenue growth
High operating leverage: profit moved 1.7× as fast as sales — great in an upturn, painful in a downturn.
Each line as % of revenue — the trend in color
| % of revenue | FY2018 | FY2019 | FY2020 | FY2021 | FY2022 | FY2023 | FY2024 | FY2025 |
|---|---|---|---|---|---|---|---|---|
| Gross Profit | 31.3 | 32.3 | 30.9 | 33.6 | 32.3 | 29.0 | 32.9 | 35.2 |
| SG&A | 4.0 | 4.4 | 4.4 | 4.8 | 8.4 | 6.9 | 6.9 | 7.9 |
| Operating Income | 27.2 | 27.9 | 26.5 | 28.8 | 23.9 | 22.1 | 26.0 | 27.3 |
| Income Tax | 6.7 | 7.9 | 7.2 | 7.7 | 6.7 | 6.9 | 7.8 | 8.7 |
| Net Income | 31.1 | 30.4 | 26.6 | 28.5 | 23.9 | 24.1 | 27.3 | 31.1 |
Green = margin-favorable vs the row's own range · red = unfavorable.
The metrics that matter, over time
A 30-second read on SEIC: price, valuation, headline fundamentals, and an auto-generated scorecard from SEC filings. Flags are rule-based signals, not recommendations.
Total return (dividends reinvested) vs the market, from quarter-end prices.
Above 0 = ahead of the S&P 500 since the window start; below 0 = behind. Rising means it's pulling ahead.
How far the stock fell below its prior peak. Deeper, longer drawdowns = a rougher ride to the same return.
Quarter-end, dividend-adjusted (total return). Beta & volatility from quarterly returns (annualized). Benchmark is the S&P 500 (SPY total return). Annual returns compound the quarters ending in each calendar year; the first and last years in a window may be partial. Past performance doesn't predict future results.
Ranked against 838 sector peers with collected financials. Valuation from latest close × latest fiscal-year fundamentals; 13F conviction as of 2026-03-31.
Percentile is “goodness” within the peer set (100 = best). For valuation and leverage that means cheaper / less-levered ranks higher.
| Company | Mkt cap ▼ | P/E | EV/EBITDA | P/S | Rev gr | Gross | Net | ROE | ROIC | Net D/EBITDA | 13F |
|---|---|---|---|---|---|---|---|---|---|---|---|
| JPM | $940.8B | 17.4× | — | 5.2× | 2.8% | — | 31.3% | 15.7% | 13.4% | — | 4,823 |
| V | $692.5B | — | — | 17.3× | 11.3% | — | 50.1% | 52.9% | 31.8% | — | 4,229 |
| MA | $513.8B | 34.4× | — | 15.7× | 16.4% | — | 45.6% | 193% | 56.0% | — | 3,430 |
| BAC | $417.6B | 15.2× | — | 3.7× | 6.8% | — | 27.0% | 10.1% | 4.9% | — | 3,337 |
| GS | $278.1B | 18.3× | — | — | — | — | — | 13.7% | 3.6% | — | 2,857 |
| WFC | $269.2B | 13.9× | — | — | — | — | — | 11.8% | 5.7% | — | 2,691 |
| AXP | $214.3B | 20.3× | — | 5.2× | 6.4% | — | 26.2% | 32.4% | 11.9% | — | 2,787 |
| TYFG | $191.9B | 14.2× | — | 11135.5× | 10.2% | — | 79.3% | 8.7% | 8.7% | — | 1 |
| SCHW | $189.7B | 22.6× | — | 7.9× | 22.0% | — | 37.0% | 17.9% | 17.9% | — | 2,225 |
| HDB | $171.3B | 21.5× | — | 6.7× | 15.2% | — | 30.8% | 8.8% | 4.5% | — | 570 |
| UBS | $168.5B | — | — | — | — | — | — | — | — | — | 660 |
| BLK | $160.8B | 29.4× | — | 6.6× | 89.3% | — | 22.9% | 9.9% | 8.1% | — | 2,196 |
| CB | $133.6B | 13.3× | — | 2.3× | 6.5% | — | 17.4% | 14.0% | 11.3% | — | 2,002 |
| GLD | $132.1B | — | — | — | — | — | — | — | — | — | 3,072 |
| PGR | $127.2B | 11.3× | — | 1.4× | 16.3% | — | 12.9% | 37.3% | 37.3% | — | 1,685 |
| SPGI | $121.5B | 27.8× | 17.4× | 7.9× | 7.9% | 70.2% | 29.2% | 14.4% | 10.1% | 1.7× | 2,005 |
| CME | $98.0B | 24.4× | — | 15.0× | 6.4% | — | 62.5% | 14.2% | 14.2% | — | 1,699 |
| USB | $95.6B | 12.9× | — | 3.3× | 4.4% | — | 26.4% | 11.6% | 9.2% | — | 1,901 |
| HOOD | $92.8B | 50.9× | — | 20.7× | 51.6% | — | 42.1% | 20.6% | 20.6% | — | 1,230 |
| BX | $92.4B | 31.9× | — | 6.4× | 9.2% | — | 20.9% | 34.8% | 14.2% | — | 2,037 |
| PNC | $91.7B | 13.9× | — | 4.0× | 7.2% | — | 30.3% | 11.5% | 5.9% | — | 1,839 |
| AMUB | $88.9B | — | — | — | — | — | — | — | — | — | 7 |
| ICE | $87.4B | 26.7× | 20.7× | 6.9× | 7.5% | — | 26.2% | 11.5% | 6.8% | 3.8× | 1,641 |
| KKR | $86.3B | — | — | 4.4× | -11.0% | — | 12.2% | 7.7% | 7.7% | — | 1,216 |
| MRSH | $85.7B | 21.0× | 15.6× | 3.2× | 10.3% | — | 15.4% | 27.2% | 11.9% | 3.0× | 1,471 |
| SEIC | $12.8B | 18.6× | — | 5.6× | 8.1% | 35.2% | 31.1% | 29.2% | 29.2% | — | 538 |
Peers = companies sharing SEIC's sector (Financial Services) with collected SEC financials. Multiples use the most recent end-of-day close and latest fiscal-year fundamentals (trailing, not forward). Missing cells mean the peer never reported that line item, has no collected price, or has a non-positive denominator. Not investment advice.