Betterment LLC

CIK 0001633901 · Q2 2026

13F Equity AUM

$59.1M

+12.0% QoQ

Positions

675

+61 QoQ

AUM Rank

#8,138

Top 94%

Skill Alpha (FF)

-1.9%/yr^ns

No Clear Edge

Rank #5,658 · Top 68%

vs S&P -5.2%/yr (unadj.)

Quarters Tracked

~11 years

Portfolio Concentration

Top 5: 55.5%Top 10: 67.3%Top 20: 80.7%

VEA16.7%

VTI15.0%

SPYM14.6%

VWO5.4%

MUB3.8%

ITOT2.9%

AGG2.6%

JCPB2.3%

SPMD2.2%

SPSM1.9%

Others (665)32.7%

HHI (Herfindahl-Hirschman Index) measures portfolio concentration. Low (<1500) = diversified, Moderate (1500-2500), High (>2500) = concentrated bets.

Sector Allocation

Financial Services99.8%

Other0.2%

Portfolio weight by GICS sector based on latest 13F filing. Sectors below 2% are grouped as “Other.”

Position Sizing

Positions: 675Median: 0.00%Avg: 0.15%

0–0.5%

644(11.1%)

0.5–1%

11(8.3%)

1–3%

15(25.1%)

3–5%

1(3.8%)

5%+

4(51.7%)

Count of positions per weight bucket — (%) = combined portfolio weight

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Portfolio Overlap

Shared: 0Unique: 675vs 20 funds

0%Low

675

Fund positions

Consensus CUSIPs

Jaccard similarity of this fund’s portfolio vs the consensus of top 20 funds by AUM. Low (<15%) = contrarian, Moderate (15-40%), High (>40%) = follows the crowd.

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Position Changes This Quarter

New75Increased412Decreased186Exited16

New Positions

EUHY0.0%

+225K

STXK0.0%

+6K

ROUNDHILL ETF TRUST0.0%

+6K

BA0.0%

+1K

MIGA0.0%

+4K

OWNB0.0%

+10K

CVLC0.0%

+4K

QCOM0.0%

+1K

STNG0.0%

+15K

PAAA0.0%

+9K

Increased

JCPB2.3%

+22.2M(+356%)

SPYM14.6%

+6.3M(+7%)

VWOB0.9%

+1.8M(+32%)

VUG0.3%

+1.6M(+507%)

MUB3.8%

+1.5M(+7%)

BNDX1.7%

+901K(+5%)

VEA16.7%

+796K(+1%)

VO0.1%

+682K(+264%)

BINC0.1%

+514K(+85%)

VWO5.4%

+510K(+1%)

Decreased

AGG2.6%

-8,284,237(-35%)

SPMD2.2%

-1,333,524(-7%)

SHYG0.0%

-855,143(-98%)

EMB0.8%

-793,490(-15%)

SCHF1.0%

-648,196(-3%)

VTI15.0%

-581,196(-2%)

TFI0.8%

-533,910(-5%)

BND0.1%

-490,145(-31%)

SCHB0.8%

-425,710(-3%)

USIG0.0%

-353,732(-98%)

Exited

-10,905

-4,200

-9,040

-7,267

-1,764

-7,251

-4,584

-2,845

-23,820

-10,985

Quarter-over-quarter changes compared to prior 13F filing. New = first appearance; Exited = no longer held.

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Holdings

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